Time to start a Fresh part 2, 2022!

BlueJ94

Parkyp said:

You told your forum pals before your OH, love it 🤣🤣.

enjoy your wine 🍷 

Hahaha yep because I already knew his reaction

BlueJ94

Morning all,

only awake due to the dog howling in his sleep then as I’m awake realising how warm it is!

Parkyp

Awe hope you managed to get back to sleep

BlueJ94

Evening all,

just made lunch for work. Now cooking tea we’re having nacho chicken and chips! I’m excited to go down euro car parts Friday and have my welcome pack and order my uniform I can’t wait for a fresh start at a new job. Debt wise is good, IMFS who bought my debt sorted out the balance so it’s all correct and up to date and I’m just going to pay it off in my own time. I’ve started giving my nephew money in his little piggy bank when I go visit him, it’s for his holidays next year. 

We’ve been looking at buying another French Bulldog and I want to set myself a challenge of saving enough money to buy one for Christmas for OH (secretly both of us) they start at £1000 for the ones we like, so I’m going to set a realistic goal and start saving some money

BlueJ94

Also debt wise I’m now at £1790!!!

MrFrugalFever

BlueJ94 said:

Evening all,

just made lunch for work. Now cooking tea we’re having nacho chicken and chips! I’m excited to go down euro car parts Friday and have my welcome pack and order my uniform I can’t wait for a fresh start at a new job. Debt wise is good, IMFS who bought my debt sorted out the balance so it’s all correct and up to date and I’m just going to pay it off in my own time. I’ve started giving my nephew money in his little piggy bank when I go visit him, it’s for his holidays next year. 

We’ve been looking at buying another French Bulldog and I want to set myself a challenge of saving enough money to buy one for Christmas for OH (secretly both of us) they start at £1000 for the ones we like, so I’m going to set a realistic goal and start saving some money

Good news on the job, I truly hope you enjoy it and pass the probation period.

I don’t mean to sound rude and I know you have a dog already but pets (dogs in particular) are pretty expensive! Are you fully prepared for what could be several thousand pounds worth of food, treatment and lifelong care? Pet insurance is invariably great for the first few years but once a claim is made it’s all downhill from then on, I have first hand experience of this and can quite happily spend a good few paragraphs explaining why I have this opinion.

Again, don’t wish to offend but at the moment you have done great with your debt, which now stands at £1,790, but, it’s taking you quite some time to clear what is, in essence, a rather small amount and I’ve paid bigger vet bills than that in the past. Could you cope with a scenario of £1,800 vet bill and no insurance payout due to a clause which prevents coverage?

Anywho, once you’ve got through your probation - and I know you will! - you’ll need a little treat for yourself so put a little ££ away now each week/month ready for it 👌

BlueJ94

MrFrugalFever said:

BlueJ94 said:

Evening all,

just made lunch for work. Now cooking tea we’re having nacho chicken and chips! I’m excited to go down euro car parts Friday and have my welcome pack and order my uniform I can’t wait for a fresh start at a new job. Debt wise is good, IMFS who bought my debt sorted out the balance so it’s all correct and up to date and I’m just going to pay it off in my own time. I’ve started giving my nephew money in his little piggy bank when I go visit him, it’s for his holidays next year. 

We’ve been looking at buying another French Bulldog and I want to set myself a challenge of saving enough money to buy one for Christmas for OH (secretly both of us) they start at £1000 for the ones we like, so I’m going to set a realistic goal and start saving some money

Good news on the job, I truly hope you enjoy it and pass the probation period.

I don’t mean to sound rude and I know you have a dog already but pets (dogs in particular) are pretty expensive! Are you fully prepared for what could be several thousand pounds worth of food, treatment and lifelong care? Pet insurance is invariably great for the first few years but once a claim is made it’s all downhill from then on, I have first hand experience of this and can quite happily spend a good few paragraphs explaining why I have this opinion.

Again, don’t wish to offend but at the moment you have done great with your debt, which now stands at £1,790, but, it’s taking you quite some time to clear what is, in essence, a rather small amount and I’ve paid bigger vet bills than that in the past. Could you cope with a scenario of £1,800 vet bill and no insurance payout due to a clause which prevents coverage?

Anywho, once you’ve got through your probation - and I know you will! - you’ll need a little treat for yourself so put a little ££ away now each week/month ready for it 👌

Thanks! I hope so  

it’s just a thought currently, probably look into getting another dog when my financial situation is better. But I could still aim to save £1000 for Christmas I guess. also, no offence taken aha!

MrFrugalFever

Oh yes absolutely do save for Xmas!!

I am doing the £1 a day challenge this year for Xmas and have set up a standing order for £7 to go in to a separate savings account every Monday, I’ll have £365 by 28th November for a good Xmas shop

missymoo81

@BlueJ94 hey!!!! I have just read your whole diary! I’m so inspired! Well done on paying off so much debt! You have done so well, you really are a grafter! The Euro Carparts job sounds great! Well done on getting it. I’ll subscribe and look forward to your next updates.

BlueJ94

missymoo81 said:

@BlueJ94 hey!!!! I have just read your whole diary! I’m so inspired! Well done on paying off so much debt! You have done so well, you really are a grafter! The Euro Carparts job sounds great! Well done on getting it. I’ll subscribe and look forward to your next updates.

Hey @missymoo81

oh so you read a lot of me complaining aw thank you! At least I’m on the final push now! I try and post when I remember haha!