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Time to start a Fresh part 2, 2022!
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Morning all,
This month I have two things to look forward too
Tattoo on 26th August
Leaving my job September 2nd
The count down is on and I can’t wait for both!
Not really sure what to post about today, weather is a bit rainy but at least my plants get some extra water. Working until 5PM then I plan to have a nice bubble whilst OH makes dinner!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10 -
@BlueJ94 - Congratulations on the new job. Good luck with all of that. Your debt-free day draws ever closer - a final push, no money-wasting & you'll be there. I don't think you'll ever run up debts again. You are clearly a hard worker & I think going forward, you'll save for any bigger purchases. It's a fabulous feeling (I remember it well!) when that final instalment of debt is paid & your money becomes your own - no more having to spend it on stuff you bought so long ago, you can barely remember what any of it was.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
foxgloves said:@BlueJ94 - Congratulations on the new job. Good luck with all of that. Your debt-free day draws ever closer - a final push, no money-wasting & you'll be there. I don't think you'll ever run up debts again. You are clearly a hard worker & I think going forward, you'll save for any bigger purchases. It's a fabulous feeling (I remember it well!) when that final instalment of debt is paid & your money becomes your own - no more having to spend it on stuff you bought so long ago, you can barely remember what any of it was.
F xit will be nice to have a fresh start, new job and no debt or nearly no debt!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Well done on getting them to give you the correct figure (finally!) Do you have a debt free date planned or if there's no interest are you just going to clear it slowly? I'm still 421 days from my DFD and I can't wait
It's been a bloody slog!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
LittleMissDetermined said:Well done on getting them to give you the correct figure (finally!) Do you have a debt free date planned or if there's no interest are you just going to clear it slowly? I'm still 421 days from my DFD and I can't wait
It's been a bloody slog!
LMD xWell if I pay £50 constantly it’s going to take 3 years but I want it gone sooner so I plan on saving some money for myself and some for debt and bulk pay when I feel like it, hope they offer a settlement.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
118 came back to me this morning offering 50% off my debt £895 I can either pay within 14 days or pay in instalments. I’m so happy right now! I can definitely see the light at the end of the tunnel!!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Oh put a lotto on you’re defo lucky at the moment 🤣1
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BlueJ94 said:118 came back to me this morning offering 50% off my debt £895 I can either pay within 14 days or pay in instalments. I’m so happy right now! I can definitely see the light at the end of the tunnel!!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
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Thank you! I’m so happy, I’ve set up an instalment plan with them and within 5 months it should be cleared! So nice clean slate ready for 2023!
in other news, I’m going to have a nice relaxing bubble bath with some wine and I treated myself to some new pyjamas and I’m going to change the bed sheets! Nothing better than new pyjamas and fresh bed sheets!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Morning all,
So went to euro car parts etc and they seem really nice and super duper chilled out. Ordered my uniform and sorted out my shifts. So I’m basically full time, Monday to Friday 8.30 until 4.30 and every other Saturday 8am until 4pm.
I’m having to wait around now until 1pm to go into work so I’m going to go into town and get a coffee and maybe pop into a clothing shop.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=10
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