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Time to start a Fresh part 2, 2022!

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,277 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi! Just caught up. Well done on paying off the debts. Be interesting to see if new company would offer a better final settlement. 
    Ah long time! Glad you're back. Yes agreed, that will be my first question once everything is sorted with them
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Sarahwithlove
    Sarahwithlove Posts: 3,478 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    BlueJ94 said:
    Hi! Just caught up. Well done on paying off the debts. Be interesting to see if new company would offer a better final settlement. 
    Ah long time! Glad you're back. Yes agreed, that will be my first question once everything is sorted with them
    Thanks happy to be back! 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00
    Barclaycard - £2315.25 - £0.00
    Creation Finance - £960.32 £0
    Tesco Credit Card - £3652.32 £3270.54

    *Total Debt - £10370.54/£15293.48*


    Savings
    *Sinking Fund - £2064.85/£3000
    *Emergency Fund - £2500/£2500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • BlueJ94
    BlueJ94 Posts: 3,277 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all, 

    I randomly woke up an hour ago and I've been trying to go back to sleep but I think my body is used to early starts now :smile:

    Im going to get up now and make breakfast and then wash my sainsburys uniform then chill until its time to get ready for work. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • My body clock seems to be getting used to 5am starts... it's not something I want to keep doing though!! :D 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • BlueJ94
    BlueJ94 Posts: 3,277 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all

    Currently sat outside Sainsburys, I'm mentally preparing myself for the next 6 shifts :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • 6 in a row? blimey :D 
    That's a very early start too... I must say, your work ethic and tenacity are very inspiring!  Just be careful not to get burnt out x
    LMD
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • BlueJ94
    BlueJ94 Posts: 3,277 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all, I have first aid trianing tomorrow with Sainsburys so I've told them could I swap a shift this week for tomorrow so I start at 4am and finish at 5pm. Which isnt too bad as I'm doing availability instead of shopping recently which I enjoy. So means I get to check what gets subbed etc. Meaning I have more responsibility! Then I get to sit in the training room with lots of coffees until 5pm, obviously there will be breaks etc in between.

    Also counting down the days until my next tattoo! 53 btw😁
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Good luck with the training, I am far too squeamish to be a first aider... :(  

    It's nice that you have more responsibility, and they are giving you roles which you prefer, it makes for a happy employee and your day won't drag 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • BlueJ94
    BlueJ94 Posts: 3,277 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, 

    Sorry not been around. I've been really unwell lately, so took some time off from Sainsburys and took some time away from social media etc. I've started listening to postcasts on Spotify the lay two days and this evening I watched the 9/11 programme on all 4, really sad but really interesting. I'm also binging stranger things season 3 on Netflix, I've got one episode left.

    I'm back at Sainsbury's tomorrow until Friday but that's all I got planned. Super hot weather here also. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Awe Sorry to hear you’ve been unwell. Hope you are  on the mend. 
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