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Time to start a Fresh part 2, 2022!

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  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Hi Jade 

    In reality you don’t have a lot  of debt compared to some people so if it takes you longer to pay it off it’s not really a big issue. Your life, health and well being is far more important. 
    Ooh that’s does sound an interesting job. 🤞 for that one. 
  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Hi Jade 

    In reality you don’t have a lot  of debt compared to some people so if it takes you longer to pay it off it’s not really a big issue. Your life, health and well being is far more important. 
    Ooh that’s does sound an interesting job. 🤞 for that one. 
    Thank you! Exactly, gonna take a few days off and enjoy it. I have a week off in April from my main job, I can't wait :lol:

    Yep, sounds different. Sounds like something I would enjoy also! 

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • FootyFanDan
    FootyFanDan Posts: 1,681 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Parkyp said:
    Hi Jade 

    In reality you don’t have a lot  of debt compared to some people so if it takes you longer to pay it off it’s not really a big issue. Your life, health and well being is far more important. 
    Ooh that’s does sound an interesting job. 🤞 for that one. 
    100% this, I understand your desire to get rid of the debt and you have shown some great commitment in finding ways to do that quicker. The position you are in now is better so you can probably afford to try find a more equal balance to things...it's no good clearing the debt if your not then in a position to enjoy the rewards of that coz you have burnt out.
  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Hi Jade 

    In reality you don’t have a lot  of debt compared to some people so if it takes you longer to pay it off it’s not really a big issue. Your life, health and well being is far more important. 
    Ooh that’s does sound an interesting job. 🤞 for that one. 
    100% this, I understand your desire to get rid of the debt and you have shown some great commitment in finding ways to do that quicker. The position you are in now is better so you can probably afford to try find a more equal balance to things...it's no good clearing the debt if your not then in a position to enjoy the rewards of that coz you have burnt out.
    Oh yes I totally agree. I was getting too determined and didn't give myself enough time to myself. Therefore I will only ever do 2 Saturdays out if the month now instead of every weekend. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Setting some boundaries around when you will work overtime and when you won't sounds like a sensible plan. This is a good reason for  never depending on overtime payments either - always work out disposable income based on basic pay only - then anything extra is a bonus! 
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  • Ooh that does sound fun! Good luck for Weds x

    Life gets in the way...PADding is addictive...Saving's better than spending...
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  • MrFrugalFever
    MrFrugalFever Posts: 1,301 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Good luck with your interview on Wednesday next week.
    Getting up at silly o’clock to rush around and shop for others is no easy task and certainly does take its toll. At the point where you feel that it is impacting your quality of life, call it a day.

    As mentioned above, your level of debt is actually very minimal in the grand scheme of things and if it means paying it back by Dec 22 rather than Aug 22 but you’ve a better quality of life then so be it.

    You strike me as a resourceful and intuitive person, but lost in terms of career direction. What is your true passion? What do you thrive off?
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
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  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck with your interview on Wednesday next week.
    Getting up at silly o’clock to rush around and shop for others is no easy task and certainly does take its toll. At the point where you feel that it is impacting your quality of life, call it a day.

    As mentioned above, your level of debt is actually very minimal in the grand scheme of things and if it means paying it back by Dec 22 rather than Aug 22 but you’ve a better quality of life then so be it.

    You strike me as a resourceful and intuitive person, but lost in terms of career direction. What is your true passion? What do you thrive off?
    Thank you, yes I agree. I am going to go bsck to Sainsburys until I physically feel I can't do it anymore. 

    I think I'm so determined to get rid of the debt I'm not thinking of the now, more of the later :lol:

    I've been lost in what I've wanted to do for years, I've only ever stuck with my current main job as I know it's a secure job. I work in a company where my boss is decent, I basically pick and pack orders for customers who repair phones. I don't really have an interest in it at all. I do really enjoy gardening, arty things and food! This is why I'm hoping to get this job Wednesday, it's kind of arty! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • foxgloves
    foxgloves Posts: 12,567 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, I can imagine @BlueJ94 working in a big busy quite pressurised garden centre & maybe later applying for supervisor roles.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

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