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Time to start a Fresh part 2, 2022!
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Good luck for the interview - fingers crossed for you!
As for the Forum Ambassador bit - I'd shove in a Ferrero Rocher joke but I fear you may be a little young to appreciate it!Well done there too!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
EssexHebridean said:Good luck for the interview - fingers crossed for you!
As for the Forum Ambassador bit - I'd shove in a Ferrero Rocher joke but I fear you may be a little young to appreciate it!Well done there too!
I'm intrigued nowI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Evening all,
Fell off the wagon a little but I'm here to kick myself up the tooshie and get back into gear. I worked all week last week and weekend in sainsburys besides Thursday. I'm also working my holiday which I don't mind as that means double pay. I'm off then next week from my main job and only back in sainsburys on Friday (Bank Holiday) as its time and half!
I've rejoined the gym at a grand total of £13 for the first month then £30, I'm going to the same gym my work friend goes too so that will give us both motivation to go! She's signed up for a PT so hopefully I can steal some ideas
I've started meal prepping again as I wasn't eating breakfast again, but now if I don't eat breakfast I drink a meal replacement shake otherwise I'm super hungry! We've also been given 2 extra brakes in work, so we get 10 minutes in the morning, 30 minutes lunch and then 10 minutes afternoon. So I'm also squeezing in going for a little walk which I'm enjoying.
Cars off into the garage next week, hopefully doesn't cost too much.
Job wise, given up looking right now as I've been offered to train within a different department, which I might actually enjoy. Its taking phones apart and refurbishing them.
Also, im going to treat myself next Wednesday to a bottomless brunch with lots of cocktails!
Thanks all who follow along xI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=17 -
This feels like a really positive post @BlueJ94 and even though you’ve been working a lot, the extra money to either pay off debt or treat yourself with is a bonus.Enjoy the bottomless brunch!!LMDxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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LittleMissDetermined said:This feels like a really positive post @BlueJ94 and even though you’ve been working a lot, the extra money to either pay off debt or treat yourself with is a bonus.Enjoy the bottomless brunch!!LMDx
Also, booked myself in for another tattoo in August!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
@BlueJ94 - Oooh, look at that debt total starting with a '2' - you are seriously well on your way to debt-free now. I don't think you'll ever build it up again, as you know it just takes too long to pay it off. You'll soon be able to transfer your budgeting skills from debt-busting to saving.
Keep going for the final stretch......
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
foxgloves said:@BlueJ94 - Oooh, look at that debt total starting with a '2' - you are seriously well on your way to debt-free now. I don't think you'll ever build it up again, as you know it just takes too long to pay it off. You'll soon be able to transfer your budgeting skills from debt-busting to saving.
Keep going for the final stretch......
F x
No I definitely won't, its sooo not worth it! Thanks for the support!xI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Evening all,
Thanks for the support and encouragement to those who follow along.
Sainsburys has offered me an extra shift every Thursday for the time being which I accepted. They've also asked my mam to come back, as we're that short staffed! She's starting back tomorrow. Yay!
Downside to this week, I've cracked my screen on my phone. This is the second time since Decemberplus side, I work within a phone company so I can get it done cheaper. Its £130, but I'm going to wait it out as my phone is perfectly useable so not really bothered. Annoyingly it keeps falling out of my works jacket, so now I keep making a conscious effort to not put it into my jacket pocket and leave it on the table instead
Not much going on, off out after work tomorrow with the people I work with. They're going for a pint, me? A nice Latteim driving but I don't mind as I'm working in sainsburys all weekend, I've changed from working Monday and Tuesday as over time as I think that this the issue and how I got burnt out. The weekends I can just nap
so I'm typically working Sainsburys Wednesday to Sundays which works for me and I'm actually getting much better sleep.
Catch you all later xI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
Another positive post, these are becoming regular
I am so glad you seem to be in a much better place and you're still managing to gain the extra money to shift your debts.
Enjoy your latte...I know it's not the same as a pint, but I'm sure you will enjoy the social aspect just the same.
I'm jealous of the tattoo, (although I only just had my latest last month) I'm just not sure what to have next and where.
Have a lovely Friday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
All sounds good Jade,
I think you need a screen protector 🤣
Enjoy your night out1
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