£80,000 in 4 years

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  • try_harder
    try_harder Posts: 1,527 Forumite
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    You are still doing amazingly well CCW007 ,thats a really big drop ,it has taken me a long while to get down to £60.

    Thank you savingholmes ,i hope you have had time to list and sell a few more

    Thank you TM ..I will look in to it this week ,i have a small shop near me who are looking for someone ,i just feel slightly nervous about it but im sure i will be fine once i start 
  • try_harder
    try_harder Posts: 1,527 Forumite
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    Well half way through week 14 and i have virtually spent the weeks food budget .I managed to get some brilliant bargains on the TGTG app but they will last us for meals over the next two or three weeks so i need to be very careful the rset of the week and try and survive on around ten pounds

    £300 OP made today to the mortgage

    MC is at £208.65.I have put £100 in to the ISA and then i will put the rest in on friday once i know the total .I am really pleased with how its all going ,ive never been so focused before 
  • savingholmes
    savingholmes Posts: 27,596 Forumite
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    Sounds like you are still doing really well on the MC. Glad Olio and TGTG is working for you.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £5.4K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • CCW007
    CCW007 Posts: 850 Forumite
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    I scored well on Olio last night - meant going out at 10pm but OH wanted to test drive his car which had played up earlier so he drove and I went in my PJs :blush: 
  • try_harder
    try_harder Posts: 1,527 Forumite
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    Thank you savingholmes ,im trying to keep my self very focused

    You did do well CCW007..I always go in my PJs but then i dont get out of the car my husband does 
  • savingholmes
    savingholmes Posts: 27,596 Forumite
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    Well I've requested a couple of things on Olio - I'll let you know how I get on. 

    Do you just pick up from homes - or do you get from shop and pass on?
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £5.4K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • CCW007
    CCW007 Posts: 850 Forumite
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    @savingholmes volunteers (food waste heroes) collect from the shop and then list - when you request items and are allocated them, you will collect them from the FWH's home. 

    Just a tip (apologies if you did this!), it's always good to include a day and time when making a request because so many people don't do that and it makes it easier to allocate to someone if they do so.  Some people feel it's demanding to say for instance "I can collect this today at 4.00pm if convenient" but it really does make life easier than having to message backwards and forwards to agree a time and day so I will prioritise those that say it in their first message.  
  • Aimingforthegoodlife
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    Love popping in and seeing how well you are doing, fab work!
  • themadvix
    themadvix Posts: 7,953 Forumite
    Mortgage-free Glee! Photogenic First Anniversary Name Dropper
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    CCW007 said:
    @savingholmes volunteers (food waste heroes) collect from the shop and then list - when you request items and are allocated them, you will collect them from the FWH's home. 

    Just a tip (apologies if you did this!), it's always good to include a day and time when making a request because so many people don't do that and it makes it easier to allocate to someone if they do so.  Some people feel it's demanding to say for instance "I can collect this today at 4.00pm if convenient" but it really does make life easier than having to message backwards and forwards to agree a time and day so I will prioritise those that say it in their first message.  
    As a fellow FWH, I couldn’t agree more!!!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 27,596 Forumite
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    edited 7 April 2022 at 10:19PM
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    Thanks all - I got free meatballs, citrus fruit and flowers yesterday so was really pleased.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 236 payments to go - now £183,036 Equity 26.8%
    2) Spend on handyman & external building works & new patio door £12.65K
    3) CC £5.4K on 0% spends card but offset by £33.8K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £10.2K/£127.5K AVC target 8% value at 15/5
    5) FI Age 60 annual income target £13.7/30K 45.7%
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