We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£80,000 in 4 years

Options
1161719212225

Comments

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    You are still doing amazingly well CCW007 ,thats a really big drop ,it has taken me a long while to get down to £60.

    Thank you savingholmes ,i hope you have had time to list and sell a few more

    Thank you TM ..I will look in to it this week ,i have a small shop near me who are looking for someone ,i just feel slightly nervous about it but im sure i will be fine once i start 
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well half way through week 14 and i have virtually spent the weeks food budget .I managed to get some brilliant bargains on the TGTG app but they will last us for meals over the next two or three weeks so i need to be very careful the rset of the week and try and survive on around ten pounds

    £300 OP made today to the mortgage

    MC is at £208.65.I have put £100 in to the ISA and then i will put the rest in on friday once i know the total .I am really pleased with how its all going ,ive never been so focused before 
  • savingholmes
    savingholmes Posts: 28,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you are still doing really well on the MC. Glad Olio and TGTG is working for you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • CCW007
    CCW007 Posts: 1,069 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I scored well on Olio last night - meant going out at 10pm but OH wanted to test drive his car which had played up earlier so he drove and I went in my PJs :blush: 
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you savingholmes ,im trying to keep my self very focused

    You did do well CCW007..I always go in my PJs but then i dont get out of the car my husband does 
  • savingholmes
    savingholmes Posts: 28,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I've requested a couple of things on Olio - I'll let you know how I get on. 

    Do you just pick up from homes - or do you get from shop and pass on?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • CCW007
    CCW007 Posts: 1,069 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @savingholmes volunteers (food waste heroes) collect from the shop and then list - when you request items and are allocated them, you will collect them from the FWH's home. 

    Just a tip (apologies if you did this!), it's always good to include a day and time when making a request because so many people don't do that and it makes it easier to allocate to someone if they do so.  Some people feel it's demanding to say for instance "I can collect this today at 4.00pm if convenient" but it really does make life easier than having to message backwards and forwards to agree a time and day so I will prioritise those that say it in their first message.  
  • Love popping in and seeing how well you are doing, fab work!
  • themadvix
    themadvix Posts: 8,670 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    CCW007 said:
    @savingholmes volunteers (food waste heroes) collect from the shop and then list - when you request items and are allocated them, you will collect them from the FWH's home. 

    Just a tip (apologies if you did this!), it's always good to include a day and time when making a request because so many people don't do that and it makes it easier to allocate to someone if they do so.  Some people feel it's demanding to say for instance "I can collect this today at 4.00pm if convenient" but it really does make life easier than having to message backwards and forwards to agree a time and day so I will prioritise those that say it in their first message.  
    As a fellow FWH, I couldn’t agree more!!!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 28,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 April 2022 at 10:19PM
    Thanks all - I got free meatballs, citrus fruit and flowers yesterday so was really pleased.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.