We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
£80,000 in 4 years
Options
Comments
-
It is hard. Maybe get a couple of agents in to value and ask them what they think?Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Yes ,definitely ,that is the most sensible thing to do i know ..Thank you1
-
I am in the same boat. The EA I spoke to said not to botherAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Week 17 is over and i have achieved the following
Mortgage overpayment £200 ..Total overpayments this year so far are £5600
MC ..Not so good this week but still ok .£100.64..Total saved this year £3252.81 mostly now in our ISAs but some in PBs ..
My earnings this week have also gone in to PBs ready for any work we need to do on our house and garden
We are away now for a weeks holiday so apart from any money made on Ebax this week we wont have any money coming in so wont be paying any mortgage overpayments this week2 -
Great progress. Enjoy your holiday.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Fantastic numbers, well done2
-
Just popping in to say Hello and well done. You are doing amazingly well x2
-
Thank you savingholmes ,we are having a great time with the family and Thank you too CCW007 ,i am trying very hard
Thank you too BM ,i am so very pleased to see you back ..1 -
Week 18 is over and numbers are
Mort OPs Nothing for last week as we were on holiday until yesterday so we had no income .Total to date £5600
MC.£176.95 from sales .I was very pleased with that ,it was mostly all jewellery which was also good ..Total so far this year in to the MC is £3429.76 ,a very good number and averaging just under £200 a week which is absolutely amazing3 -
That's a fabulous amount. Hope you enjoyed your time away.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards