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£80,000 in 4 years

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Comments

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well, i have had a great week moneywise ,what with Populuslive ,not is new name but i cant remember it £50 ,over £25 saved in food budget ,some personal selling and other selling i am on £454.69 today with all of today left in which to get to £500 fingers crossed ..This has been my best week yet for the MC

    Final numbers to come this evening
  • You are doing so well. What an achievement xx
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I know ,i can hardly believe it myself ,it shows what you can do when you try squeezing every penny out of every budget ,etc , i have become a jack of all trades too
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you MMP
  • Mickyh-s
    Mickyh-s Posts: 287 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    That's amazing! I was telling my husband about your efforts and how well you do. He replied with, "you could do that"!! I had to remind him about my more than full time job, my commute on top of that and the other commitments I have!! 😂 I only wish I had more time in the day, maybe one day. 
    Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,000
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Absolutely right ! .I definitely would not be able to do this if i was working full time and travelling ..It takes a lot of time sourcing items to sell ,listing them ,wrapping them ,doing surveys ,entering competitions ,won once so far but im hoping to be the next Di Coke ,planning meals ,shopping for bargains ,collecting Olio ,etc ,etc ..Im not sure how much i will be able to do once im working part time ,i shall have to up my hours !!!
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Week 13 .

    £200 O/P made today to the mortgage 

    Food and diesel budgets ready for the week , not sure that i will be making any savings there this week though but i will try 

    Nothing as yet in the MC pot 

    Beautiful sunny day here yet again ,two weeks of beautiful weather now ,so good to be able to dry everything on the line ..We are away this weekend staying with one of our daughters so will be a spendy weekend no doubt
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow 😳 fabulous progress. Really well done. Enjoy your new job.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you savingholmes . I am looking forward to it ,i shall be working from home still ,for my husband so that will be very nice especially with all this lovely weather .Hope its nice where you are
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