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£80,000 in 4 years
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Well, i have had a great week moneywise ,what with Populuslive ,not is new name but i cant remember it £50 ,over £25 saved in food budget ,some personal selling and other selling i am on £454.69 today with all of today left in which to get to £500 fingers crossed ..This has been my best week yet for the MC
Final numbers to come this evening3 -
You are doing so well. What an achievement xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️2 -
I know ,i can hardly believe it myself ,it shows what you can do when you try squeezing every penny out of every budget ,etc , i have become a jack of all trades too2
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Thank you MMP2
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That's amazing! I was telling my husband about your efforts and how well you do. He replied with, "you could do that"!! I had to remind him about my more than full time job, my commute on top of that and the other commitments I have!! 😂 I only wish I had more time in the day, maybe one day.Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0003
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Absolutely right ! .I definitely would not be able to do this if i was working full time and travelling ..It takes a lot of time sourcing items to sell ,listing them ,wrapping them ,doing surveys ,entering competitions ,won once so far but im hoping to be the next Di Coke ,planning meals ,shopping for bargains ,collecting Olio ,etc ,etc ..Im not sure how much i will be able to do once im working part time ,i shall have to up my hours !!!4
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Week 12 final results .
Mort O/P this week £300 making a total this year of £4,300
MC .And now for the big one ,i can hardly believe it myself i have saved and made £535.15 this week making a total this year of £2,499.76 in to my ISA. This is going to be a hard act to follow and i dont expect to have another week as good as this one again this year ,very happy7 -
Week 13 .
£200 O/P made today to the mortgage
Food and diesel budgets ready for the week , not sure that i will be making any savings there this week though but i will try
Nothing as yet in the MC pot
Beautiful sunny day here yet again ,two weeks of beautiful weather now ,so good to be able to dry everything on the line ..We are away this weekend staying with one of our daughters so will be a spendy weekend no doubt1 -
Wow 😳 fabulous progress. Really well done. Enjoy your new job.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Thank you savingholmes . I am looking forward to it ,i shall be working from home still ,for my husband so that will be very nice especially with all this lovely weather .Hope its nice where you are1
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