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£80,000 in 4 years
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Thank you Cambs chap and savingholmes ..Raining here today and rey sadly2
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Week 10
Nothing much to report other than i sold something on exay for ten pounds so that has gone in to the MC .I have also started another very small little challenge selling items at a pound each that i have bought in large quantities and have made about £26 and i thought i would move the money from this challenge every time i reach |£25 and put it in to PBs so thats something i need to do next2 -
Wow amazing work so far, barely in to March and smashing it!2
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£1 an item sounds interestingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
savingholmes .Yes it is ,i just make one pound profit per item so i am hoping to sell quite a few, its all helpful1
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Week 10..£300 overpayment paid . I cant believe that i am in week 10 and still remaining focused ,this must be a record for me but its just so motivating watching the numbers come down week by week how i wish i had realised this years ago .The food budget too is going unbelievably well ,i even managed to get through the week with around fourteen pounds left ,incredible
MC is on around £25 so five days left to top it up fingers crossed.
Jobs for today .Put £25 in to PBs ..More decluttering and list a few more clothes on Exay ..Clean out fridge and make a food shopping list2 -
I had a very good day yesterday selling on various sites and have passed the one hundred mark ,it definitely pays to spend time listing ,i shall be listing again today to keep up the momentum ..
£300 paid in to the mortgage as an overpayment .Total overpayments this year £3700,next week will be £4000 !
Food budget .I still have £50 left for four days ,i may be able to save something out of that this week too fingers crossed1 -
Mortgage paid today so thats done for the month .
Food budget still has a healthy amount in it so i might be able to put some of that in to savings this week
MC has around £130 so far with today and tomorrow left .I am averaging £175 a week so i definitely want to find £45 over the two days .
Ten weeks in and i am still focused i cannot believe it and the numbers speak for themselves ,almost £4000 in to overpayments and almost £2000 in to our ISAs , just amazing what you can do when you stay focused on making sure that all your outgoings stay within budget
I am hoping to get a small part time job first week in April which should pay me around one hundred a week ,i think i may put this in to PBs so that i have a bit more cash that i can access fairly easily2 -
Love your diary you are doing so well. xx2025 Decluttering 9127⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️2 -
Great news about the job, fingers crossed it works out. You are doing very well at staying focused, and it’s definitely paying off! 😊Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2
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