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£80,000 in 4 years
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I have had a much better day today after receiving a rebate from an old energy company ,i am going to add this to my MC so i now have just under £90 so just £10 away from the hundred with three more days to go2
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Wow you are doing so well with the challenge, I’ve still to get started 🙄MFW 67 - Finally mortgage free! 💙😁2
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Congratulations for keeping going. You are doing so well.
On my roof - it got fixed today. £180... Ah well - that's life...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/252 -
newgirly .Thank you ..Get started as soon as you can , you will be amazed how quickly it will grow ,i am putting mine in to our ISAs and hopefully with compounded interest that will grow too.2
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savingholmes .Thank you for the encouragement it feels daunting at times and hard work but consistency definitely works ..How very annoying about the tiles just something you could have done without but i suppose it could have been something much worse
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I am finding this diary so very helpful ,its definitely keeping me accountable , just seeing the numbers in black and white is really motivating
Two days left this week and MC is just over £120 ,i wonder if i can make £80 in two days ,i shall have a good try
Food budget going brilliantly at the minute ,i have family coming to stay so i may have to go over slightly but ii may take the extra from another pot2 -
So what ideas do you have for making £80?
I need to find some more stuff to sell... There's stuff lying around I just need to take pictures and list it.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/252 -
savingholmes ..Im afraid i havent done very well ,i have sold two small things for two pounds each so i am still £76 short and only one day left to find it ..I am constantly listing ,i put anything and everything on that i can find around the house ,i have listed quite a few clothes and books ,i am trying to list ten things a day2
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Final numbers for week 8 ..
£3100 of overpayments gone in to mortgage
MC .I saved £121.42 this week ,i have put it all in to my ISA .
Total over the eight weeks £1450.962 -
Week 9
£300 O/P made in to the mortgage
MC . So far this week £3.11. Still it is only the first day2
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