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£80,000 in 4 years
Comments
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It's progress. Like anything sometimes by inches, others by miles. Well doneAchieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166K Equity 38.51% 29/8/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
Hi, just skimmed through your diary - very inspirational!
Can I please ask what 'mc' means??
Thanks!Mortgage balance as of 21.7.21 - £75,766. (7 yr mortgage on 2 yr fix of 1.32%)Mortgage balance as of 20.8.22 - £58,445.08o/p 2021/2022 = £6,313/£7,500o/p so far 2022/2023 = £5,997/£5,997 Goal 1 - to be under 60k by 20.7.22✔️Goal 2 - to op 10% of mortg by 31.12.22✔️Goal 3 - to pay off mortgage by 7.1.2023 (Subject to sale of btl property)✔️Goal 4 - to pay off cc by end of Jan 2023 - £260.64/£1500Goal 5 - to pay off car loan by 31.8.23 - £1722.39/£10,0003 -
Thank you very much Mickyh-s..MC stands for Millionaire Challenge3
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savingholmes ..Thank you .That is very true ,i feel at the end of the day its definitely all down to consistency regardless somewhat of the amount2
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Week 9 ..
Mortgage .£300 O/P already paid for this week
MC .Had a brilliant three days and already on £130 due to a one hundred pound gift ,very grateful for that so now i want to try for seventy pounds over the next four days2 -
Great news on the £100. You are doing so well.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166K Equity 38.51% 29/8/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282 -
Thank you as always savingholmes .
Not much further ahead since yesterday with the MC but still today plus two more days to go so fingers crossed1 -
Last day of week 9 and here is this weeks final numbers
£300 in to mortgage overpayments total paid in this year £3400
£100 in to all the extras pot total £185
£132.46 in to the MC and in to my ISA .. Total so far for 2022 is £1583.42 .Mind you as with everyone else im sure our ISAs have both fallen 10-20 %
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Wow! £3.4K already OP’d and we’re barely into March. You’re doing really well.MFW 2022 #89MFW start (Feb 22): £170,122Current (Apr 22): 14y 7m (Sep 36)
Current (Apr 22): £168,307
MFW start (Feb 22): 14y 8m (Oct 36)
MF goal: 9y 9m (Dec 31)
Feb 22: £500.00
Mar 22: £446.50
Apr 22: £250.00
OP 2022: £1,296.50/£5,000
OP Total: £1,296.502 -
Congratulations. Hope you have nice weather where you are. Seems quite bright here.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166K Equity 38.51% 29/8/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20282
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