We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off mortgage and start having even more fun 😁

1254255256257258260»

Comments

  • newgirly
    newgirly Posts: 9,583 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper

    I do hope it’s not so hot today, I really need to clean the house and it’s not fun in the heat. Went to see a mystery horror film last night with ds2 and DIL, a very gory silly film which was fun, might well go and see cape fear tonight too. We only just made it into the cinema in time as there were massive queues yesterday evening, I’ve never seen so many people there and at £18 odd a ticket it’s surprising! Was at Leeds castle on Monday with best friend , her youngest and his friend which was lovely 🙂 I’ve been before but I miss taking kids for days out I used to love it so much.

    Today I’m visiting friend who is recovering for a big operation that she has been waiting years for, about three years in fact which is terrible. So a little spending has been done this week on ice creams for us all at the castle and some flowers and treats for friend today. I’ve also hammered my personal spending pot buying bits I’m running out of on offer like facial cleanser/moisturiser, root touch up, leave in hair stuff etc. I’m trying to get better offers online and bigger packs if I can so it’s cheaper and get those costs out of the way for a few months with some of it. I think I’d really like to try a reduced budget for the last part of the year like I used to do from October to December. If memory serves me right it used to be live off £1000 for the last three months? Seems impossible now and that’s with just two instead of five 😳


    I’ve cashed in the premium bonds ready to pay off a chunk of the outstanding 0% cc, but realised that some of the rest of the money is in regular saver that ends in September, so I will leave that in there I think, so it won’t be paid off this month. I’ll make the last payment from wages from September now instead of Augusts money flipping those months around. So I can easily transfer the holiday spending money in cash rather than using a cc and paying it off in sept if that makes sense.

    MFW 67 - Finally mortgage free! 💙😁
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,422 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    newgirly said:

    I’ve been before but I miss taking kids for days out I used to love it so much.

    ….wraps LG up in brown paper, attaches a few sticky stamps, and leaves them with the Royal Mail to deliver to newgirly 😁 I think LG would love your kind of days out, hun 😁 are you available for the rest of the summer hols? No horror movies tho, LG is a bit squeamish….. 🫤😂

    Greying X

    GC August 2026 £68.64/£232.50
    GC July 2026 £237.82/£232.50
    GC June 2026 £225.39/£225
    GC May 2026 £225.53/£200 
    Non-food spend August 2026 £13.45/£80
    Bulk Fund 2026 Month 8/12 - £0/£25.56 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • South_coast
    South_coast Posts: 6,571 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    I hate it when there are good multi-buy offers on toiletries you're replenishing - you feel obliged to partake 🙄 I can't remember the last time I bought a single anything of make-up 🤔

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.2K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.