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Pay off mortgage and start having even more fun 😁
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I do hope it’s not so hot today, I really need to clean the house and it’s not fun in the heat. Went to see a mystery horror film last night with ds2 and DIL, a very gory silly film which was fun, might well go and see cape fear tonight too. We only just made it into the cinema in time as there were massive queues yesterday evening, I’ve never seen so many people there and at £18 odd a ticket it’s surprising! Was at Leeds castle on Monday with best friend , her youngest and his friend which was lovely 🙂 I’ve been before but I miss taking kids for days out I used to love it so much.
Today I’m visiting friend who is recovering for a big operation that she has been waiting years for, about three years in fact which is terrible. So a little spending has been done this week on ice creams for us all at the castle and some flowers and treats for friend today. I’ve also hammered my personal spending pot buying bits I’m running out of on offer like facial cleanser/moisturiser, root touch up, leave in hair stuff etc. I’m trying to get better offers online and bigger packs if I can so it’s cheaper and get those costs out of the way for a few months with some of it. I think I’d really like to try a reduced budget for the last part of the year like I used to do from October to December. If memory serves me right it used to be live off £1000 for the last three months? Seems impossible now and that’s with just two instead of five 😳
I’ve cashed in the premium bonds ready to pay off a chunk of the outstanding 0% cc, but realised that some of the rest of the money is in regular saver that ends in September, so I will leave that in there I think, so it won’t be paid off this month. I’ll make the last payment from wages from September now instead of Augusts money flipping those months around. So I can easily transfer the holiday spending money in cash rather than using a cc and paying it off in sept if that makes sense.MFW 67 - Finally mortgage free! 💙😁1 -
newgirly said:
I’ve been before but I miss taking kids for days out I used to love it so much.
….wraps LG up in brown paper, attaches a few sticky stamps, and leaves them with the Royal Mail to deliver to newgirly 😁 I think LG would love your kind of days out, hun 😁 are you available for the rest of the summer hols? No horror movies tho, LG is a bit squeamish….. 🫤😂
Greying X
GC August 2026 £68.64/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
GC May 2026 £225.53/£200
Non-food spend August 2026 £13.45/£80
Bulk Fund 2026 Month 8/12 - £0/£25.56 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends0 -
I hate it when there are good multi-buy offers on toiletries you're replenishing - you feel obliged to partake 🙄 I can't remember the last time I bought a single anything of make-up 🤔
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1
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