📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off mortgage and start having even more fun 😁

Options
1188189191193194206

Comments

  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Thank you for sharing your holiday with us.  I have never been on a cruise but am getting a feel for it from what you have written.  I can really see the appeal of not having to keep packing but getting to see lots of different places.  How are you finding this week with a larger group vs last week with just the two of you?
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Maybe build a vision board with what you really want in your next home - including top few non negotiables - then see what can be adapted in your current place - and where it fails 

    happy cruising ! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • newgirly
    newgirly Posts: 9,335 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks lady that’s a good idea 🙂

    Ramouth,today was not the day to ask that question 🤣 Aunt has been making comments to wind mum up and mum has told her she’s very annoying to be with so aunt left and went to her cabin 🤦‍♀️

    To be honest it started fine when they arrived but has gone downhill now 😳 they all what to do whatever they want to do ie. “We are going here you can join us or not” whereas dh and I are more along the lines of what does everyone fancy doing whether that’s alone or on a group. They both text to say they are ok now but I checked on aunt and she’s refusing to go for dinner later. Nobody as actually asked me this week except dh what I might like to do 😂 suffice to say they don’t know we booked two more cruises… 

    I would also warn Ramouth that aside from taking my family on a cruise there can be other irritations to take into account, its not all plain sailing ⛵️ 🤣 this one has had what felt like more people and also felt a bit more “all inclusive holiday” type vibe than traditional. We have still enjoyed it mostly as getting off in different ports is interesting -good or bad. You can spend an awful lot or not that much for an identical cruise depending on the cabin choice and when you booked it. 
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,335 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    😆 Also stressful I guess Daisy! I think part of the problem  is we went for fixed dining at 8.30pm for the second week and it’s too late for me now, I’m barely awake  by the end of the meal sometimes 😂 

    I’ve felt really ill since yesterday evening 😩 a fever and very achey, I’ve been in bed all day, I hoping I can muster up the energy for the flight home, I feel bad getting on a plane like this  but I have a mask so will wear that, but there’s not an option so stay another day or so and recover 😳
    MFW 67 - Finally mortgage free! 💙😁
  • daisy_1571
    daisy_1571 Posts: 2,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    half eight????  Thats nearly bedtime!!!! Yes that would not suit us at all, we like our tea at teatime ie 5 o clock.  I'm out tonight, meal booked for 7 (blue shrieky face), whaaaaat ?  Wish I'd said I would book it lol, they'd all have to arriving at restaurant now 😆 

    Dxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I don't even think about starting to cook dinner until 7.00pm 🤣
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • daisy_1571
    daisy_1571 Posts: 2,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hahaha, weare all different indeed!,

    DXX
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • South_coast
    South_coast Posts: 5,865 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Wow, can't believe that was a year ago 😱! I think you can forgive DH a few greys, he's had a tough old year as well!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.