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julicorn's journey 2 - Moving Up
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Brilliant news! Fingers crossed for flat still though. Our son is starting nursery next month and it is the loveliest place in the grounds of a farm with lots of animals they look after (he LOVES animals). It eases my guilt about leaving him slightly. I've raised him veggie and haven't even asked about veggie meals but I'm assuming it will be okay as it's pretty mainstream...hopefully..Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.471
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WE GOT THE FLAT!
There was someone who bid the same amount as we did, and someone else who bid £1k less and is chain free, but the lady selling the flat liked that we live on the same street already 😭
I even put on my big girl pants and tried to call the other estate agent, but couldn't get through. So I sent her a really long rambly email, super apologetic but also excited 😂8 -
👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾🎉🎉🎉🎉🥳🥳🥳🥳julicorn said:WE GOT THE FLAT!
There was someone who bid the same amount as we did, and someone else who bid £1k less and is chain free, but the lady selling the flat liked that we live on the same street already 😭
I even put on my big girl pants and tried to call the other estate agent, but couldn't get through. So I sent her a really long rambly email, super apologetic but also excited 😂Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
Massive congratulations to you both! I’ve been following the journey from the start and I am glad you went with your heart! Flat is soooo beautiful!MFiT-T6 #71
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So so pleased for you
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Amazing!
Congratulations, so pleased for you!
Fingers crossed for a pain free process from now on!1 -
Woohoo!!!!!!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
Great news well doneSave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
Thank you all so much 🥰 we're celebrating by drinking wine while filling out some solicitor paperwork, haha! Living the dream 🎉4
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That's great news! I'm so pleased for you - you really have found something you love! White wine is a very good idea 🍾2023: the year I get to buy a car2
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