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julicorn's journey 2 - Moving Up

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  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh @julicorn! So sorry, yours will come and it will be better than all ones you have seen so far! Buying is really too unpredictable at present. Being chain free is always the best position to be in. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Sistergold said:
    Oh @julicorn! So sorry, yours will come and it will be better than all ones you have seen so far! Buying is really too unpredictable at present. Being chain free is always the best position to be in. 
    Definitely. It does seem like listings are picking back up again though - it might become slightly easier when not half of Brighton is going to see the same house, and pretty much only that one house on one weekend :joy:
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bumble bee.
    So different to the Scottish system.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou said:
    Bumble bee.
    So different to the Scottish system.
    Well, they seem to have taken some inspiration from the sealed bids approach :joy:

  • Nichelette
    Nichelette Posts: 2,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aww sorry about the house. Buying somewhere to live is such an emotional thing it must be so hard to miss out on one you love. Maybe your new viewings will throw up a gem <3
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • julicorn
    julicorn Posts: 2,591 Forumite
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    Thank you @Nichelette, really appreciate it!

    I'm starting to feel a bit ropey now as well, so have finally pushed Mr julicorn to take a covid test - positive. Ugh. Mine is negative at the moment, but I have quite a sore throat, which is how it started for him. Gonna call up and cancel that survey tomorrow, and the viewings for Saturday (unless I miraculously feel fine and still test negative tomorrow, or whatever - it's too late in the evening to think straight). 
  • jenni_fer
    jenni_fer Posts: 529 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Sorry to hear you missed out, the one will come along soon.
    Get well soon both.
  • julicorn
    julicorn Posts: 2,591 Forumite
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    Thank you @jenni_fer! 

    I'm feeling absolutely horrendous today, so have just emailed around cancelling all the appointments for tomorrow. Problem is, we have the homebuyers survey booked today, and didn't get any sort of confirmation for it (other than the EA phoning up because they were the ones who got the call), so I have no idea who it's with and who to contact. I'll call the EA as soon as they open and hope someone can do some detective work there. 

    (I also realise my diary atm isn't exactly the most positive, I promise I'll be back to my fun musings about very small houses and bread-baking soon!)
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hope you and Mr Julicorn feel better soon. Plenty of rest needed. 
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you @smetf <3


    I know estate agents are generally the devil, but the one we were speaking to about the twitten house is honestly such a sweetheart :joy: I emailed everyone we had a viewing booked with tomorrow, including the agency that also listed the twitten house, and he ended up giving me a quick call to say he hopes we feel better soon. Bless him! 
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