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julicorn's journey 2 - Moving Up

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Comments

  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Karmacat said:
    That sounds great!  As to 1960s legal English, yikes!  :D
    It is honestly quite something - there is one bullet point that runs across an entire A4 page. It's almost like Franz Kafka wrote it, just without the interesting twist a the end :D 
  • Oh its all moving along nicely, hopefully the lady will find her dream home soon!
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh its all moving along nicely, hopefully the lady will find her dream home soon!
    Thank you, I'm crossing my fingers <3 
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Just catching up - how exciting.  Fingers crossed for an easy chain.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    LadyGnome said:
    Just catching up - how exciting.  Fingers crossed for an easy chain.
    Thanks so much LadyGnome! We're actually going for a second viewing on Saturday to have a bit of a closer look and take some measurements, how exciting! ❤
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh @julocorn! How exciting! You will be in your new home soon! X
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh @julocorn! How exciting! You will be in your new home soon! X
    Thanks so much Sistergold! We're really excited again, did a bit of furniture window shopping on the weekend as well which is just super fun. 
  • julicorn
    julicorn Posts: 2,662 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    In other news, our adjusted mortgage balance (actual mortgage minus the house move savings pot) is now under £30k! It actually makes me quite excited not to take on a huuuuuge mortgage moving forward (i.e. one that's not much bigger than the one we started off with for our current flat) <3 
  • South_coast
    South_coast Posts: 6,142 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Excellent news, you've done so so well 😀😀😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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