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New Year, New me

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  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just realised it’s 16 days!!!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Sounds like a solid plan to me, I'm using my newly available funds for having more 'fun money' and saving... My savings are for holidays at the moment but then we will be saving for the future 

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not sure what to do with myself today, currently washing sheets and cleaning - I think I may have a good old cleaning day. 

    I need to get some new work shoes, but I’m not really feeling very inspired to shop. In fact, I’m not really feeling inspired for much today - I may have overdone it with running and training lately, I feel tired. So I have decided today is going to be a rest day, from all of it. A few chores and then just some quiet time. 

    15 days until loan gone!!
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • And tomorrow it’ll just be 2 weeks
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just cashed out £17 from prolific - had a £15 survey which could do multiple times (60mins). Did one, now doing it a second time! 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • I've yet to happen across a study that I can do more than once, well done! Such a high paying one too :)
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have had a few days away from my diary - had visitors over from France and I have been back to work so not great on health front, but kept plodding away at prolific surveys, so all good. Last payment for loan will be about £465 on Friday :) That is only 3 days away!! Having a last push on things today - I don't think I'll be able to knock any more off before then if I am realistic, but it is only 3 days away. Sat trying to catch up on lots of paperwork that I should have done, but had a few weeks where I have not done much work, I needed a break I think. 

    Running is going great - I have been sticking to my plan for about 6 weeks (bit of a wobble last week) and although no weight has gone, my clothes feel looser. Menu planning now we are back at work, so healthyish eating will be occuring again.

    Just need to decide what to do with this diary once done.... do I open a savings one, or mortgage free one (I aim to try and do both a bit) not go all in crazy to pay it off, I want to enjoy myself a bit! 
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • lucielle
    lucielle Posts: 11,492 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If it helps, I just kept mine going.  Exciting times ahead!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Happy last loan payment day!! 

    In terms of diary, I closed my debt one (as it seemed fitting) and started one on the savings boards
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • CRANKY40
    CRANKY40 Posts: 5,907 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    Happy last payment day 🎉🎈🎉
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