Rent arrears

TheJP

Amixo3032 said:

TheJP said:

I can only imagine the stress. You have rights and it can take anything from 6 months plus for them to evict you. Either way they were going to find out and im sure by being honest the LL may be more understanding to help while you seek alternative employment.

It’s so stressful. And I know I have rights but I don’t want to go down the eviction route and cause LL stress ect as they are both quite older then me. And I’ll email the letting agent and say 

“ hi ******** 

I am contacting yourself regarding the rent arrears of 43 ********* **** , I cant pay at the moment due to myself losing my job ect and having no savings to cover bills. but I can rest assure you I have found a job and going through the application stage and it’s going to look good , and once I get my new job I can pay the full arrears and continue paying , please understand that this is very stressful for me at this moment on time and I don’t want to cause stress with LL and yourselfs . “ 

You don't have a choice whether they go down the eviction route, that's for the LL to decide which they may do if the arrears build up. My comment on being upfront gives them trust in you. I have made some changes to your email you might consider.

Dear X

I hope you are well,

I am contacting you regarding the rent arrears of 43 ********* **** , Unfortunately due to the effects of the pandemic i have been made redundant and have been unable to pay my rent. I am currently going through the recruitment process of a new job and can assure you that once in position i will pay back the arrears and any interest incurred. I understand that this isn't a great situation for you and would appreciate your support to allow me to make up the arrears when back in employment. 

Kindest Regards

 Amixo3032

Amixo3032

TheJP said: You don't have a choice whether they go down the eviction route, that's for the LL to decide which they may do if the arrears build up. My comment on being upfront gives them trust in you. I have made some changes to your email you might consider.

Dear X

I hope you are well,

I am contacting you regarding the rent arrears of 43 ********* **** , Unfortunately due to the effects of the pandemic i have been made redundant and have been unable to pay my rent. I am currently going through the recruitment process of a new job and can assure you that once in position i will pay back the arrears and any interest incurred. I understand that this isn't a great situation for you and would appreciate your support to allow me to make up the arrears when back in employment. 

Kindest Regards

 Amixo3032

I’ll email them that now even though they are closed until 4th jan , 

but I’ve read up if they want to evict is it a S8 or s21 ? Because I’ve read up if it’s a s8 I can get the arrears down to under 2 months and the s8 will fail? 

Snookie12cat

Amixo3032 said:

Slithery said:

What has your LL said when you asked them?

I haven’t heard anything yet. I’ve had a rent arrears email from the agent but nothing else.. but I will email them and say I’ve lost my job due to Covid and can I pay the arrears back when I find a new job or come up with a repayment plan

You need to keep your arrears under 2 months or knowing estate agents they will issue you a section 8 notice to vacate.

The landlord can then start court proceedings against you as soon as 2 weeks have passed after serving the notice.

He could do this anyway if you pay late, but being 2 months in arrears is a mandatory ground and you would be evicted for this at court. Keep the arrears under 2 months and set up a payment plan asap.

Snookie12cat

Amixo3032 said:

TheJP said:

I can only imagine the stress. You have rights and it can take anything from 6 months plus for them to evict you. Either way they were going to find out and im sure by being honest the LL may be more understanding to help while you seek alternative employment.

It’s so stressful. And I know I have rights but I don’t want to go down the eviction route and cause LL stress ect as they are both quite older then me. And I’ll email the letting agent and say 

“ hi ******** 

I am contacting yourself regarding the rent arrears of 43 ********* **** , I cant pay at the moment due to myself losing my job ect and having no savings to cover bills. but I can rest assure you I have found a job and going through the application stage and it’s going to look good , and once I get my new job I can pay the full arrears and continue paying , please understand that this is very stressful for me at this moment on time and I don’t want to cause stress with LL and yourselfs . “ 

Are you able to claim housing benefit in the meantime while you have no income? 
I'm not sure the landlord will be that understanding unless you have a prospect of rent coming in, in the foreseeable.

Amixo3032

Snookie12cat said:

You need to keep your arrears under 2 months or knowing estate agents they will issue you a section 8 notice to vacate.

The landlord can then start court proceedings against you as soon as 2 weeks have passed after serving the notice.

He could do this anyway if you pay late, but being 2 months in arrears is a mandatory ground and you would be evicted for this at court. Keep the arrears under 2 months and set up a payment plan asap.

If I keep the arrears under two months will the s8 fail and what if I clear all arrears will I still be able to stay bere

sammyjammy

When did you lose your job and why haven't you claimed Universal Credit?  This would include a housing element.

RAS

Amixo3032 said:

Snookie12cat said:

You need to keep your arrears under 2 months or knowing estate agents they will issue you a section 8 notice to vacate.

The landlord can then start court proceedings against you as soon as 2 weeks have passed after serving the notice.

He could do this anyway if you pay late, but being 2 months in arrears is a mandatory ground and you would be evicted for this at court. Keep the arrears under 2 months and set up a payment plan asap.

If I keep the arrears under two months will the s8 fail and what if I clear all arrears will I still be able to stay bere

If you keep the arrears under 2 months, an S8 action will fail, so paying a small amount this month gives you breathing space.

There is nothing to stop an S21 action being taken (it's a no fault action) but it will take longer to get to court.

Amixo3032

sammyjammy said:

When did you lose your job and why haven't you claimed Universal Credit?  This would include a housing element.

Lost my job this month , and I’ll take a look at that thank you 

Snookie12cat

Amixo3032 said:

Snookie12cat said:

You need to keep your arrears under 2 months or knowing estate agents they will issue you a section 8 notice to vacate.

The landlord can then start court proceedings against you as soon as 2 weeks have passed after serving the notice.

He could do this anyway if you pay late, but being 2 months in arrears is a mandatory ground and you would be evicted for this at court. Keep the arrears under 2 months and set up a payment plan asap.

If I keep the arrears under two months will the s8 fail and what if I clear all arrears will I still be able to stay bere

As mentioned by others, if you even pay off £10 this month you will delay any court action that could be issued and give yourself an extra month to find some funds. 

As to whether you can stay when you clear the arrears that is 100% up to your landlord I am afraid. Keep communication going with them and the agent and they will be most understanding and more likely to help you. Do not bury your head in the sand and ignore it. 

Amixo3032

Snookie12cat said:

As mentioned by others, if you even pay off £10 this month you will delay any court action that could be issued and give yourself an extra month to find some funds. 

As to whether you can stay when you clear the arrears that is 100% up to your landlord I am afraid. Keep communication going with them and the agent and they will be most understanding and more likely to help you. Do not bury your head in the sand and ignore it. 

Okay i can do £25 this month ? What will happen then ? 

And with the rest of course I’ll most definitely pay back