Rent arrears

Amixo3032

Hi everyone I am new to this forum thing and i hope you all had a nice Christmas , 

I am coming up to 2 month rent arrears now and I don’t want to lose my property and I want to stay where I am , I lost my job due to coronavirus and the buisness shut down.. can I come up with a payment plan with my letting agent? I don’t want to move at all I’m so worried 

Slithery

What has your LL said when you asked them?

Amixo3032

Slithery said:

What has your LL said when you asked them?

I haven’t heard anything yet. I’ve had a rent arrears email from the agent but nothing else.. but I will email them and say I’ve lost my job due to Covid and can I pay the arrears back when I find a new job or come up with a repayment plan

GDB2222

It’s not a great proposition for the landlord, as you haven’t found a new job yet. How is the job hunting going?

Amixo3032

GDB2222 said:

It’s not a great proposition for the landlord, as you haven’t found a new job yet. How is the job hunting going?

I have found one but it’s going through application stage , and it’s high hopes that I get it 

TheJP

Sory to hear you are going through this, it would have been more favorable to let the agent know of your circumstances rather than not pay and wait until you get an email. Hopefully you get another job sorted. Best of luck.

Amixo3032

TheJP said:

Sory to hear you are going through this, it would have been more favorable to let the agent know of your circumstances rather than not pay and wait until you get an email. Hopefully you get another job sorted. Best of luck.

It’s so stressful especially through these current Covid times.. 

what can I say to the letting agent ? As I’m so worried there going to go “ out ! “ iove never been in arrears before 

and I’m in the process of getting a job sorted so let’s hope I do get this sorted out sooner rather then later x 

TheJP

Amixo3032 said:

TheJP said:

Sory to hear you are going through this, it would have been more favorable to let the agent know of your circumstances rather than not pay and wait until you get an email. Hopefully you get another job sorted. Best of luck.

It’s so stressful especially through these current Covid times.. 

what can I say to the letting agent ? As I’m so worried there going to go “ out ! “ iove never been in arrears before 

and I’m in the process of getting a job sorted so let’s hope I do get this sorted out sooner rather then later x 

I can only imagine the stress. You have rights and it can take anything from 6 months plus for them to evict you. Either way they were going to find out and im sure by being honest the LL may be more understanding to help while you seek alternative employment.

dimbo61

So do you know who your Landlord is ?
Have you ever meet or spoken to your Landlord.
For £3 you can find out who the owner of your rental property is ? From the Land Registry 
Can you email the LL/LA or text, call or write a letter to explain your current circumstances 

Amixo3032

TheJP said:

I can only imagine the stress. You have rights and it can take anything from 6 months plus for them to evict you. Either way they were going to find out and im sure by being honest the LL may be more understanding to help while you seek alternative employment.

It’s so stressful. And I know I have rights but I don’t want to go down the eviction route and cause LL stress ect as they are both quite older then me. And I’ll email the letting agent and say 

“ hi ******** 

I am contacting yourself regarding the rent arrears of 43 ********* **** , I cant pay at the moment due to myself losing my job ect and having no savings to cover bills. but I can rest assure you I have found a job and going through the application stage and it’s going to look good , and once I get my new job I can pay the full arrears and continue paying , please understand that this is very stressful for me at this moment on time and I don’t want to cause stress with LL and yourselfs . “ 

Amixo3032

dimbo61 said:

So do you know who your Landlord is ?
Have you ever meet or spoken to your Landlord.
For £3 you can find out who the owner of your rental property is ? From the Land Registry 
Can you email the LL/LA or text, call or write a letter to explain your current circumstances 

I know both of there names yes as it’s on tenancy agreement and I know they’re address as it’s all on the agreement. 

I’ll have to do that and find out there number , as I don’t want to lose this house