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Joyous January's NSD Challenge!
Comments
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One today please.
Thanks for tracking these @cathybird, you do a fantastic job.
Everyone is doing so well this month!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p14 -
Another one for me today! I’ve ran out of milk but that can wait for tomorrow!!!£12k paid of in 2.5 years!Debt free by June 20221
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Afternoon
Another NSD for me 10/10
ThankyouDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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NSD #9 today2
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11/23 for me today thanks cathybird x
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JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 10/20
beanielou 10/15
bekah89 7/10
BPaisley77 4/10
cathybird 10/15
elvis69 8/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 9/15
Honeysucklelou2 5/12
jammy dodger 11/23
mimok 2/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 11/20
SavvySaverSam 20
sazzles01234 10/21
scotmumof3 4/20
Scottiedog_3 10
shell16 10/10
short bird 8/20
Sun Addict 4/15
welshspendthrift 7/12
WinterWarrior 8/15
Newcomers welcome
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No 10 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another NSD today.
2025 decluttering: 3,993🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 341🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
I've been umming and ahhing about today. I bought some kindling and light bulbs today. Essential I think so will declare NSD. What do others think?NSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]1 -
I would agree.elvis69 said:I've been umming and ahhing about today. I bought some kindling and light bulbs today. Essential I think so will declare NSD. What do others think?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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