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Joyous January's NSD Challenge!
Comments
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One for today please cathybird 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Early call for day 8: all payments and supermarket orders made on "spend" days.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
10/23 for me today thanks cathybird
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9/21 today!£12k paid of in 2.5 years!Debt free by June 20223
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Another NSD for me3
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One today. Well done @cathybird
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another NSD for me today. Halfway there and a nice new emoji
2025 decluttering: 3,993🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 341🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
January targets
accidentalglixch 4/22
Balancinglife 10/20
beanielou 9/15
bekah89 7/10
BPaisley77 4/10
cathybird 9/15
elvis69 7/10
fluffytail 6/20
ggoodman 10
GeorgianaCavendish 8/15
Honeysucklelou2 5/12
jammy dodger 10/23
mimok 2/10
Munchin 10
kitty43 15
Nintud 15
outoftheviciouscircle 15
QueenJess 10/20
SavvySaverSam 20
sazzles01234 9/21
scotmumof3 4/20
Scottiedog_3 10
shell16 9/10
short bird 8/20
Sun Addict 4/15
welshspendthrift 7/12
WinterWarrior 7/15
Newcomers welcome
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Well done WinterWarrior, short bird, jammy dodger, sazzles01234, Balancinglife, beanie and QueenJess
Not one for me today
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