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The 2022 1% Challenge
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Please could I join?
SUNSHINE1234 and my 1% is £55.
I think I'll only be able to do 1% this month until payday as I have already spent terribly this month but hoping it will be motivation to be better going forward!
Thanks so much0 -
Just checking in, I’ve paid 294.91 extra so far - 2.6%March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20230 -
Better late than never but please can I join.
This challenge really helped me for several years so I'm helping it can help me reach my savings goals again.
My target is £2506 so my 1% is £26 (rounded up).
Let my challenge begin .....Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
I've started my journey - £6 added to the pot today from a FB marketplace sale - 0.23% of total reached
Not much but its a startMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Added another £25 from a FB sale and £750 Etsy earnings to the pot today so now reached 30.03% of my targetMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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Another £21 added today from a refund for an item I returned as realised I didn't need it and £10 amazon reward from mistplay. Total now stands at £802/£2506 which is 30.84%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020
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Also just added another £125 to total thanks to a FB marketplace sale of things I was decluttering
Total is now £927 which is 35.65%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Sorry me again - promise last post for today - I've just checked my bank account and realised I did not declare my quidco earnings (£6.27) and a payment for a different FB sale (£15) so my total is actually now:-
£948/£2506 which is 36.46%Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Added another £104 today made up of money saved from coupons, discount codes, cashback and under budget amounts.
So my total now stands at £1052/£2506 which is 40.46%
I'm getting closer to the half way markMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
That's amazing!1
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