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The 2022 1% Challenge

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  • Please could I join? 

    SUNSHINE1234 and my 1% is £55. 

    I think I'll only be able to do 1% this month until payday as I have already spent terribly this month but hoping it will be motivation to be better going forward! 

    Thanks so much  :)
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Just checking in, I’ve paid 294.91 extra so far - 2.6% 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Better late than never but please can I join.
    This challenge really helped me for several years so I'm helping it can help me reach my savings goals again. 
    My target is £2506 so my 1% is £26 (rounded up).

    Let my challenge begin .....
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 June 2022 at 8:08AM
    I've started my journey - £6 added to the pot today from a FB marketplace sale  - 0.23% of total reached ;)

    Not much but its a start :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Added another £25 from a FB sale and £750 Etsy earnings to the pot today so now reached 30.03% of my target :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 22 July 2022 at 3:36PM
    Another £21 added today from a refund for an item I returned as realised I didn't need it and £10 amazon reward from mistplay. Total now stands at £802/£2506 which is 30.84% 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also just added another £125 to total thanks to a FB marketplace sale of things I was decluttering 
    Total is now £927 which is 35.65%
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 July 2022 at 8:12PM
    Sorry me again - promise last post for today - I've just checked my bank account and realised I did not declare my quidco earnings (£6.27) and a payment for a different FB sale (£15) so my total is actually now:-

    £948/£2506 which is 36.46% 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 July 2022 at 8:12PM
    Added another £104 today made up of money saved from coupons, discount codes, cashback and under budget amounts.

    So my total now stands at £1052/£2506 which is 40.46%

    I'm getting closer to the half way mark :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • That's amazing!
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