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2022 - Moving forward
Comments
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Sorry to hear your cough is lingering, hope covonia helps xx3
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Hope you are feeling better soon and the medicine helps you get a decent nightJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...3 -
Hope the coughing improves soon & you get some sleep xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Sorry you still have cough 🗣.I recommend whiskey/hot water/ honey or sugar
You should sleep after that 😼
if no whisky available then brandy/ rum perhaps ...3 -
Hope you feel better soon.
Well done on the PADsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you everyone
I don't think the cough medicine worked particularly well, but I did have a better night. Woke regularly to have coughing fits but it wasn't continuous. It hasn't been quite so bad today apart from a few coughing fits so hopefully I'm on the mend.
Best thing is the work week is over so I can just chill for the next few days. We don't have any plans. Maybe go and try and find little miss's artwork on the trail, but we might wait until DH can come. He is still working. It looks like he might be getting the cough too, hopefully not as bad as mine!
I've made all my payments, but still haven't done the totalising. Better catch up on that over the next day or so.
Hope everyone is well "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Today's PAD - £6Jan - £126
Feb - £106
Mar - £136
Apr - £122
May - £113
June - £6"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
My DD had mild asthma as a child which caused her to have an awful cough at night and I found honey and lemon worked better than any coughmedicine she was prescribed.
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Your PADs never cease to amaze me.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Enjoy your chill time xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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