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2022 - Moving forward

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  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    Well done on the survey £. Glad today went okay and you finally have some much needed time off.
    Thank you :)

    beanielou said:
    Well done to Master J :grin:

    A new chapter begins.
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £36
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's a beautiful sunny day today!  Always warms the soul 🌞

    I'm off into town this morning and then we are planning on taking the kids to an easter trail nearby.

    Have a good day everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the sun and the trail. Your PADs are doing well
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    savingholmes said:
    Enjoy the sun and the trail. Your PADs are doing well
    Thank you :) 

    It was a lovely day yesterday.  I'm so achey today though, far too much exercise for my liking :D  It does highlight how I should improve though and hopefully that is something I can do now.

    Quiet pottering around day today.  I've emptied out the big cupboard in the kitchen, so at least it's tidy now and I know what I've got.

    I've finished two books :grin:   Going to carry on pottering this afternoon.

    Have a good one everyone :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £38
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've had a nice pottering afternoon.  Made a start on cleaning the kitchen, and have cleared the chairdrobe in my room, finally putting clothes away!

    I also tidied through downstairs and hoovered, which was desperately needed.

    I've done 12 listings for DH too.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,215 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    jw il said:
    I've had a nice pottering afternoon.  Made a start on cleaning the kitchen, and have cleared the chairdrobe in my room, finally putting clothes away!

    I also tidied through downstairs and hoovered, which was desperately needed.

    I've done 12 listings for DH too.
    Sounds lovely and productive. Well done. Good luck with the listings
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP said:
    jw il said:
    I've had a nice pottering afternoon.  Made a start on cleaning the kitchen, and have cleared the chairdrobe in my room, finally putting clothes away!

    I also tidied through downstairs and hoovered, which was desperately needed.

    I've done 12 listings for DH too.
    Sounds lovely and productive. Well done. Good luck with the listings
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £2

    Jan - £126
    Feb - £106
    Mar - £136
    Apr - £40
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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