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2022 - Moving forward
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I've had a fairly productive day today. I've sorted and decluttered a couple of drawers, done 17 listings, and packed three parcels. I've also tidied a cupboard in the kitchen and put the washing away (which is a miracle in itself!).
Little miss identified a few things to go as well.
I've printed off some worksheets for little miss to have a go at tomorrow. We've had an email from school saying her year is closed tomorrow due to Covid. At least it's not an issue for me for once as I'm already prepared
We are all still negative at the moment, hurrah!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Glad you are all still negative 😷
Still great going on fleabay 😼👍 I would think / hope that your negative feedback will be removed in the not too distant .I've never had the negative feedback problem ( yet 🤞) but a problem with someone sending something that didn't work and had to be returned. Fleabay were great.PayPal have been good with dealing with issues I've had with companies and also very good...6 -
Thank you. It would be nice if they removed it, but it won't have a big impact really as people can see we have glowing feedback otherwise. We have agreed that we will never give partial refunds as there are too many people who try and take the mick (like this buyer - you can see that he gives a negative every time he doesn't get a partial refund, and a positive every time he does). We always offer a full refund on return, and pay return postage as well, so we can be out of pocket. If there is a genuine issue that is our fault then we'll occasionally relent, but otherwise it's just return it. We do take care to over describe faults so most people get something better than they were expecting.another_casualty said:Glad you are all still negative 😷
Still great going on fleabay 😼👍 I would think / hope that your negative feedback will be removed in the not too distant .I've never had the negative feedback problem ( yet 🤞) but a problem with someone sending something that didn't work and had to be returned. Fleabay were great.PayPal have been good with dealing with issues I've had with companies and also very good...
We've sold thousands of items over the years, and we are literally just talking about a handful of sales, so most people are very good and trustworthy. You can spot the dodgy ones a mile off."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Another day, another negative for us all, hurrah! Little miss can start her day 5 testing tomorrow, fingers crossed!
Unfortunately, they've closed her year for the whole week due to more staff coming down with Covid, so she's at home all week regardless of whether she's negative. It means that once again, I will miss out on my day to myself 😭😭 It's not that I mind, it would just be lovely to have the house to myself to potter about and enjoy the silence, and not have to worry about anyone else!
My sore throat is back again, I think I'm just probably a bit run down. I'm still testing daily until Thursday anyway.
Little miss is enthusiastic about home schooling, and learning, so that makes life easier. Little jwil has volunteered to take over her maths teaching, as they can play the maths games on the computer. It's a joy to hear them, he can explain it all better than I can as he knows how they teach it these days 😍 He loves maths anyway and little miss loves the attention from him.
I sold another 4 items yesterday and we've sold another today. More stuff to go, yay!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Sorry you have a sore throat
Lovely to read of your children teaching each other
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Thank youdoingitanyway said:Sorry you have a sore throat
Lovely to read of your children teaching each other "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Little miss's day 5 today, so tested this morning and she's still positive
Such a shame as we could have done something tomorrow, but she won't be able to go out til at least Thursday now.
We are all negative still, but my sore throat has turned into tonsillitis It's not too bad though, so hopefully will ease off with a bit of salt water gargling.
My boss is encouraging me to apply for a secretary role at a national organisation. It would mean I'd need to become a member, and would be able to be done in work time. It would be good for me personally and also good for our organisation. I'm not convinced though, as I have enough on my plate, so worry it would encroach on to personal time. I did find out today that it has an honorarium of several hundred pounds per year - that might sway me I need to think about it more though and I don't really want to pay for the membership myself.
I paid £10 to the mortgage from ebay sales today "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Always good to think things over.
Would your work maybe pay the fee if they are keen on you taking the role?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Well done on the sales. Sorry covid is still playing havoc. Looking forward to when it's all behind us - getting harder to see that horizon despite BoJo thinking it's okay to nix masks etc...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Could you get tax relief on the subs?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4
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