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Getting FIREd up 😀
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Hi SC we all have back to work and school blues (apart from DD but then she’s a bit odd!). DS has spent the day being particularly melodramatic about it. I have spent today day-dreaming that we had already reached FIRE. ~ 15 years to go. Hope you have a good day tomorrow CM6
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I like that daydream tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £175.8K Equity 32.38%
2) £4.3K Net savings after CCs 13/5/25
3) Mortgage neutral by 06/30 (AVC £20.6K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 26.3/£127.5K target 20.63% updated 16/5
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.4K updated 16/54 -
Thanks all, hope we all have good-ish days tomorrow 🤞
In the meantime, here's DCI Barnaby in A Touch Of Frost to cheer us up....
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I hope work goes okay. We're taking our Motorhome out for the day to the coast. We decided to wait for everyone to go back to work....Mortgage Free November 2018
Early Retired June 20206 -
Wow , well done on clearing your mortgage ,so pleased for you5
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Thanks SC that did cheer me up… but then I’m probably easily pleased 😂 I wish they would put tv detectives together sometimes. Vera and Barnaby would be funny 😆MFW diary Adventures and Overpayments
Mortgage start: £240,945 Aug 2020
Mortgage now: £230,738
2021 OP total: £605.85 1 month off approx
MFW 2022 #39 £135.68/£12006 -
Popping in to wish you a happy new year SC and best of luck with the goals for the year. Hope your first day back at work hasn't been too bad and congratulations on the pay rise and bonus!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20177
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Evening all 😀
First day back OK, long may it continue!
Chicker, I love the idea of a detectives mash-up, why has that never been done 🕵♀️🕵♂️??? I also think they should do a "Revisited - One Year On" episode, like they do with Grand Designs and Location, Location, Location, so we can see how people moved on with their lives after all the carnage!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!9 -
Hi SC glad your first day back was ok
Loved watching Frost
1st May 2025
Mortgage Balance 1: £21,601.50 4.98% Now: £19,888.25
Mortgage Balance 2: £84,420.24 Now: £83,806.79
Credit Card Balance 3: £10,911.76 Now: 8972.03
Student Loan £TBC6 -
Blimey, MFW is busy at the moment 😓! I'm meant to do surveys in the ad breaks, not spend the entire evening trying to catch up on diaries - slow down 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!11
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