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Getting FIREd up 😀
Comments
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I know that feeling. I'm signed up to loads which is fine - but with it being new year people are posting more than normal or doing catch up posts where their diaries were dormant for a while!South_coast said:Blimey, MFW is busy at the moment 😓! I'm meant to do surveys in the ad breaks, not spend the entire evening trying to catch up on diaries - slow down 🤣!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/257 -
It's great people are so motivated, but it's trashing my free money earnings 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
😂😂😂 I'm a guilty party so I do apologise (mind you, I'm usually a waffler and I'm not actually sure I'm being any worse than normal, so...) 😂😂
How's about one diary, one money making thing and alternate? 😁9 -
Cheery, that's waaaaay too systematic....🤣!
And no, you're not waffling any more than usual (!) - just too many new diaries and associated enthusiasm 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
If it helps, I'm still being apathetic and cynical...
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🤣🤣🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Love it!!greenbee said:If it helps, I'm still being apathetic and cynical...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
It's great to see but I also can't keep up. Not that I ever did in the first place!7
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killerpeaty said:
The reason my diary is mostly dormant is because I spend my time reading everyone else's!It's great to see but I also can't keep up. Not that I ever did in the first place!
MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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Well it doesn't look like it's slowing your progress any!bubblycrazy said:killerpeaty said:
The reason my diary is mostly dormant is because I spend my time reading everyone else's!It's great to see but I also can't keep up. Not that I ever did in the first place!7
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