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Getting FIREd up 😀

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the insta vs reality type pic.

    On your list - the will sounds pretty important.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    This is what the second recipe was meant to look like....


    They are of course, naan breads 🤣!

    Mine look a little different, as a) Lidl only had wholewheat bread flour; b) I only had ground coriander (didn't think that would be quite the same 🤣); and c) well, because I made them 🤣!
    Ha!! This is very 'what you ordered v what you got ;)

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • South_coast
    South_coast Posts: 6,012 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    🤣 I love it 🤣!

    TBF, my cooking is usually like that - tastes good, but the presentation is appalling 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Does presentation matter in your own home? 
  • South_coast
    South_coast Posts: 6,012 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Not in the slightest 😀😀😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • ElmoR
    ElmoR Posts: 415 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Enjoying your cooking pics! :D
  • South_coast
    South_coast Posts: 6,012 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Sergeant Dan Scott in Endeavour 😀! Multiple photos to show his full range of expressions (sadly they don't portray the posh accent he was putting on 🙁!)






    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,012 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    (For Poirot fans, the man in the suit jacket on the last photo is "Mon valet, George" 😀)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • (For Poirot fans, the man in the suit jacket on the last photo is "Mon valet, George" 😀)
    Gosh, so it is- you have eagle eyes. 

    I once saw Sergeant Scott in something at the RSC - I can't remember what but I do remember he was in a bath that malfunctioned and so he had stand up and get out while tech fixed it ((I think it was supposed to be moving across stage), with only a small blue flannel protecting his modesty...
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