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Getting FIREd up 😀
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I know, and then more gets approved in the meantime and you have less in the pot to go towards the next one 🙄 Anyway, £10.63 now received, plus £25 from One Poll, so looking forward to working out where that's all going this evening. My grocery budget is now secure at any rate!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I'm fairly against doing surveys but you have convinced me. I'm back on one of my old favourite (which btw kept my old balance of like £18 on it since 2012-2014) and I'm on the waiting list for prolific.3
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OMG, now someone else will be cursing me when it's driving them crackers 😳 Which one was your old favourite?
I've divvied up my spoils - some to groceries, £10 to personal (yay 😀!) and £5.52 to the ISA 👍Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
My Prolific queue has a queue. Cash out, wait, cash out as soon as they process cash out 1, wait...3
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Ooh, you're obviously getting a lot more from it than I am, Ed - still working from home 🤣???Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Exclusively, although last week for rubbish for surveys. I am lucky in that the Scottish Government has obviously been funding a lot of research lately and I'm clearly on the teuchter panel
I leave my personal laptop on the desk as well as my work ones, but TBH I hit more surveys in the hour between DD1 turning in and Mrs E finally settling DD2. Averaging £3.42/day (£4.27 in the old SIPP SIPPeroo).
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Nicely done (always good to learn some new Scottish slang, too 🤣) I was very upset when One Poll didn't have anything for me this evening - Fridays usually the best day of the week, plus I was home at a sensible hour, hmph!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Well I've caught up from March which is when I last read your diary.... Ouch to stock market fluctuations. Super-impressive savings rate - you could teach us all something. You make me consider surveys again. Do I need a referral code for prolific or you gov - if yes - feel free to send me a PMAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
I don't think they have them for either - the decent ones don't need them!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Bonzer day on Prolific today @South_coast - nearly up to a tenner earned
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