Getting FIREd up 😀

South_coast

£700??? I shudder to think how much they must have spent to earn those 😱😱😱 I must admit, I've seen the lock option but not given any thought to using it. I do tend to spend them as soon as I have them though 🤔

themadvix

Mine convert to Avios automatically, so there’s never many in there. I had no idea nectar card fraud was a thing.

debtfreeoneday

I think they used it to pay for a house extension!  

South_coast

Ye Gods, if they earned them via the credit card that's even worse 😳! I think it's 1 point per £5 spent outside of Sainsbury's on their own card!

edinburgher

Remember some people (myself included) just use their Sainsbury's credit card for the consumer protections. A few Nectar points is just a wee bonus

South_coast

That's how I'm using my M&S card now - large purchases only. Since the bank switch, I'm....flirting with being a debit card person 😯

(But for anything over £100 or something like a clothes order where I know I'm likely to return some of it, then being repaid in bras seems like a good deal 😀)

debtfreeoneday

I know they did it for the protection. I’ve no idea how much I get with Amex but get about £20 a month back in nectar points with my Amex spending and much less on the Sainsburys CC but that is my back up card!

South_coast

It would really help if I had some clue what products they had in mind 🤦‍♀️

debtfreeoneday

lol gotta love 1P

South_coast

It wasn't them actually! I still have an embargo on screenshotting them, as I'm sure they're trying to catch me out with their randomness....🤣

I feel like I spent most of yesterday evening doing surveys, so I can't be sure whose it was, but I think it was Mingle 🤔