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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 6,015 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    £700??? I shudder to think how much they must have spent to earn those 😱😱😱 I must admit, I've seen the lock option but not given any thought to using it. I do tend to spend them as soon as I have them though 🤔
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 9,036 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Mine convert to Avios automatically, so there’s never many in there. I had no idea nectar card fraud was a thing.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I think they used it to pay for a house extension!  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,015 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ye Gods, if they earned them via the credit card that's even worse 😳! I think it's 1 point per £5 spent outside of Sainsbury's on their own card!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • edinburgher
    edinburgher Posts: 14,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Remember some people (myself included) just use their Sainsbury's credit card for the consumer protections. A few Nectar points is just a wee bonus
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I know they did it for the protection. I’ve no idea how much I get with Amex but get about £20 a month back in nectar points with my Amex spending and much less on the Sainsburys CC but that is my back up card!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    lol gotta love 1P
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,015 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    It wasn't them actually! I still have an embargo on screenshotting them, as I'm sure they're trying to catch me out with their randomness....🤣

    I feel like I spent most of yesterday evening doing surveys, so I can't be sure whose it was, but I think it was Mingle 🤔
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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