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Getting FIREd up 😀
Comments
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£700??? I shudder to think how much they must have spent to earn those 😱😱😱 I must admit, I've seen the lock option but not given any thought to using it. I do tend to spend them as soon as I have them though 🤔Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Mine convert to Avios automatically, so there’s never many in there. I had no idea nectar card fraud was a thing.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I think they used it to pay for a house extension!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Ye Gods, if they earned them via the credit card that's even worse 😳! I think it's 1 point per £5 spent outside of Sainsbury's on their own card!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Remember some people (myself included) just use their Sainsbury's credit card for the consumer protections. A few Nectar points is just a wee bonus3
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That's how I'm using my M&S card now - large purchases only. Since the bank switch, I'm....flirting with being a debit card person 😯
(But for anything over £100 or something like a clothes order where I know I'm likely to return some of it, then being repaid in bras seems like a good deal 😀)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I know they did it for the protection. I’ve no idea how much I get with Amex but get about £20 a month back in nectar points with my Amex spending and much less on the Sainsburys CC but that is my back up card!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
It would really help if I had some clue what products they had in mind 🤦♀️
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
lol gotta love 1P
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
It wasn't them actually! I still have an embargo on screenshotting them, as I'm sure they're trying to catch me out with their randomness....🤣
I feel like I spent most of yesterday evening doing surveys, so I can't be sure whose it was, but I think it was Mingle 🤔Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2
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