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Getting FIREd up 😀
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They probably just want my hot hot demographics for failing to avoid all those things that have led to you having such a high savings rate as mentioned recently
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Yeah, I guess I have less things to answer questions about 🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Your share exchange will keep records of cost at point of purchase but an excelSouth_coast said:Aaahhh, so I'd need to keep records of buy/sell prices/dates as well? Premium bonds are looking like the most straightforward option then, but the lack of a guaranteed return is annoying!
would not go amiss especially if you turn moved your holdings to another brokerPb are tax free as it’s winnings - so not considered taxable (unlike in us)DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
It is them - I’m expecting that too… won’t take me over payout quite though.South_coast said:
I'm still stuck on 41 points, Ed! Hope you're doing better than me - only two completed surveys so far this year 🤦♀️! I've had an app on my phone for the last few months which should be worth £15 though (think it's for them 🤔), so I'm ever-hopeful I will hit payout at some point 🤣!edinburgher said:
Sorry! @South_coast 🤣South_coast said:And to bring me back down to earth - screened out of a Y-Live at 46% 🤦♀️!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I'll just be glad to actually see the reward! Very excited email last week saying it's on its way, then....nothing!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I know! I just want to get the app off my phone - not that it’s been running since the end of Jan - was such a battery drain.South_coast said:I'll just be glad to actually see the reward! Very excited email last week saying it's on its way, then....nothing!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Mine has been paid today!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Ooh, mine too. Now 56 points, so £50 coming my way shortly 😀😀😋
(Bet the credit card will enjoy receiving that - one day it will be me 🙄)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Are you not carrying on then, Vix? I've not had any issues with it (but then phone is only a few months old, so is in prime condition)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
No - not worth it for me. My phone doesn’t have a huge battery and it was getting to the evening and dying with the app running. I’ve got £7 to go before payout - think I’ll be focusing on those surveys for a while!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
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