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Getting FIREd up 😀

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  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Just also thought that this may change again when we get to the new tax year, as I can pay new money into an ISA again then, so building up savings to pay the cards off with (and earn interest on in the meantime) will be more of an option again. Will see how I feel at the time 🤔!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    £5 just paid off from receipt scanning! This is fun 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Extra £50s 2024, now that I've decided to stop tracking it:

    Jan - 9

    Feb - 4

    Mar - 3.7

    Apr - 15.42

    May - 34

    Jun - 12

    Jul - 4

    Aug - 3

    Sep - 4

    Oct - 22

    Total - 111.12 😱!

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That was a lot of extra £50s.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I know, crazy right 🤷‍♀️? I'd love to say it was all my own hard work, but 20 of them were the Govt bonus on the LISA, and there was a lot of interest (of course, I suppose it is my hard work in stashing the money away in in the first place, but I never feel as though I've earned it in the same way as with surveys etc when it arrives!)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Glad to see the focus paying off. One of the things I am almost looking forward to when I finally get a mortgage is the little OPs and feeling like I am winning when I find a TT 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Is anyone else taking part in the Our Future Health project? I'm just back from my appointment - slightly perturbed that I weigh about 4lbs more than I thought I did (not been on the scales for a few months 😅), but other than that quite fun and I have my £10 voucher already 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Went on an away-day to Morrisons as they had good offers on some things I wanted (one out of stock, sadly - but it was a great price).
    Forgot to say, the Morrisons offer has ended, so instead I tracked it down online for less than their offer had been and free delivery 😀😀😀

    Feel like I'm on a roll at the moment!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Is anyone else taking part in the Our Future Health project? I'm just back from my appointment - slightly perturbed that I weigh about 4lbs more than I thought I did (not been on the scales for a few months 😅), but other than that quite fun and I have my £10 voucher already 😀
    Oh I tried to take part in that and the guy didn't manage to take blood from me. The attempt was made, but turns out you only get your £10 voucher if they actually get blood, rather than for the effort of turning up and being stabbed in the arm in the first place :D 
  • South_coast
    South_coast Posts: 5,878 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 20 October 2024 at 7:50PM
    Oh, what a b*mmer! You should at least have got half the money for turning up and doing the rest of it! No such issue for me, fortunately. I have "good veins" apparently (which I guess just means quite visible 🤷‍♀️?)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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