Getting FIREd up 😀

QueenJess

South_coast said:

QueenJess said:

Gosh.. I really hope you have this book.... 

OMG, OMG, OMG 😱! I never knew such things existed!!!

Oops sorry... just scuppering your savings plans

South_coast

This has to be made up....

julicorn

South_coast said:

This has to be made up....

As someone who works in market research - there is absolutely zero need to use words like that in a survey. 🤦‍♀️

greenbee

julicorn said:

South_coast said:

This has to be made up....

As someone who works in market research - there is absolutely zero need to use words like that in a survey. 🤦‍♀️

Anyway, it's NoMoPhobia.

South_coast

LOL 🤣

Just had the same daft survey again - except without that last question on it. I know people are silly about their phones, but when you ask a question like "Would you rather have the holiday of a lifetime, or a phone upgrade", surely everyone is going to go for the holiday??? And would I be late for a wedding because I was worried my phone would run out of charge? No, I would either take a charger with me and look for a plug socket at the reception venue, or (more likely) just run the risk of it running out. If I'm at a wedding, I'm probably not going to be doing anything which runs the battery down anyway! 

South_coast

https://m.youtube.com/watch?v=30DcHyi-hZE

greenbee

South_coast said:

LOL 🤣

Just had the same daft survey again - except without that last question on it. I know people are silly about their phones, but when you ask a question like "Would you rather have the holiday of a lifetime, or a phone upgrade", surely everyone is going to go for the holiday??? And would I be late for a wedding because I was worried my phone would run out of charge? No, I would either take a charger with me and look for a plug socket at the reception venue, or (more likely) just run the risk of it running out. If I'm at a wedding, I'm probably not going to be doing anything which runs the battery down anyway! 

Surely you're going to be live streaming the wedding to TikTok and posting billions of selfies on Insta?

South_coast

No, I would be enjoying the moment and congratulating the bride and groom! And probably minesweeping the empty tables for prosecco....😬

And on that note....

I am missing 2021 SC, who jettisoned UPF, drank loads less alcohol and lost 19lbs. 2024 SC just wants to drink Tia Maria and eat chocolate, which is not good 🙁

South_coast

The LISA transfer has completed (definitely not going to hold back on these things in future, now I know how quickly it happens 👍). Had a jolly £468.90 of accrued interest added, which was nice. I think this one adds the interest monthly too, so that will be much more interesting for updating my figures every month

South_coast

Have been doing a lot of pondering and decided I'm not going to track the extra £50s any more after this month. The interest earnings skew the figures, and because a lot of it is in ISAs, it's not accessible and it's making a mess of my spreadsheeting (which will never do 😬). 

I'm also actually really enjoying making lots of little payments off the cards (reminds me of chipping away at the mortgage - never thought I'd feel nostalgia for that 😳!), so from now on I'm going to make a payment whenever I have some money available. I'd use the 0% neutral savings to clear more for an extra thrill, but there is more due out each month in minimum payments than I'm putting in, so I need to be careful to leave myself a buffer to make sure I don't run out completely (and it is at least earning me interest in the meantime). I have removed the “My next £50” holding account from the display on my banking and I'm ready to get going!