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Getting FIREd up 😀

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Comments

  • Cornish_mum
    Cornish_mum Posts: 669 Forumite
    Fifth Anniversary 500 Posts
    Same for us this month with our pensions. I know it means this months units will be better value but eurgh it does feel like going backwards CM
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yes, I think I need to zoom out and look at it year on year instead (although last year's +£5k didn't fill me with encouragement either)!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    South_coast said:

    • I've even moved my savings for my niece, as I wasn't impressed at still only getting 3%. She's now getting £6.50/month to top up her pot (I put in £10/month, so that's a tasty 65% uplift!) Now toying with front-loading the remainder of the planned payments, as that would see the monthly payments matching the monthly interest 🤔 Not actually got the cash to do that though, think I'll do some spreadsheeting!

    • Finally got back on target with "the other thing" (I diverted money towards holidays earlier in the year - no regrets 😀), so from next month I'll be sending more towards the S&S again

    I have decided to go 50/50 (literally), so £50 extra on the S&S and £50 into my niece's account
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    £41 claimed from ZipZero - for a hotel stay I haven't yet taken 😀😀😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,755 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    South_coast said:
    Finally managed to log in to current pension. It's gone up by less than was paid in 🤦‍♀️

    11.63 years to go....
    Mine too this month .. and my S&S isa .. I keep telling myself I am buying it cheap especially with 11 years to go ;)
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I really need to start getting my head around savings. Currently stuck it all in premium bonds. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    It's quite a strange concept after so many (15?) years of 0.00000001%!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Is anyone else having issues with One Poll over the last couple of days? It's driving me crackers!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,906 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    In other news, Rightmove have emailed me details of a flat in a block I'm curious about:

    Hmmmm, maybe I'll give that one a miss for the minute 🤔🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • edinburgher
    edinburgher Posts: 13,922 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's quite a few 16ps :D
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