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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 28 June 2023 at 11:37AM
    Yes, I always like to have a cash-out "in hand" as well. Always very annoying when something of a high value gets approved when I'm already close and I get something like £8.50 and am only left with 90p pending 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    The interest rate on my instant access savings has been increased by 0.5%. That's another 11p per day into the pot 😀🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Correction - just been paid, so more into savings. 14p per day!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • QueenJess
    QueenJess Posts: 4,705 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Don’t spend it all at once!
    2026 decluttering: 469 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
    2026 use up challenge: 158🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300

  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Spend it??? It will be going towards one of my extra £50s 😀😀😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    🤷‍♀️        
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • QueenJess
    QueenJess Posts: 4,705 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper

    🤷‍♀️        
    That’s easy… 0 hours!
    2026 decluttering: 469 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️
    2026 use up challenge: 158🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆300

  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Mine was even easier: "I don't use social media" 🤣

    One of the options was 10+ hours - there wouldn't be time for anything else! And I'd be starving hungry 😮!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 1 July 2023 at 8:11AM

    First of the month round-up….

    So I've spent all month jotting down little notes of my financial successes ready for my monthly round-up, only to discover that the draft email I had it typed up in had gone blank overnight 🙁 So it's Google Docs all the way going forward now.

    From memory:

    • Started using the stooze cards

    • Did a £10k money transfer

    • Instant access savings rate went up

    • 3x extra £50s

    • Didn't buy cider

    There, that's much more succint than it would have been 🤣!

    11.79 years to go….

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,259 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    It also looks as though I might be on course for a very noteworthy landmark on 01/09 - but more on that closer to the time, before i jinx it 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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