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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Are we talking about Marple or real life now 🤔??? In Marple of course there are murders (love that my phone automatically puts a capital letter on that word for me now - I have to re-type every time 🤣), and they are very mysterious. In real life, not sure, but I'd like to think I'd make it back alive 😮
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    So much for no more holiday spending, have just spent £46.50 tacking on an extra night to my solo trip later on this year 😳!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    First of the month round-up....
    (Last month's figures in brackets)

    Pensions: 79.1% (78.9%)
    ISA: 4.4% (4.2%)
    LISA: 29.7% (23.2%)
    Cash for retirement: 0% (11.8%) - emptied into the LISA
    Cash for refurb: 5.8% (5.8%)

    Bleurgh, why haven't I FIREd yet??? I've got to get this refurb out of the way, I'm sick of thinking about it. The rest of 2023 is all about saving for all of next year's planned expenditure (and paying for holidays 🤣), then the plan for 2024 is to hit it hard. Then my money can actually be going towards The Future (and holidays)!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    On the plus side, £5.10 in from Prolific 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Cornish_mum
    Cornish_mum Posts: 669 Forumite
    Fifth Anniversary 500 Posts
    Great progress! I know what you mean though I feel really impatient too, I think we have 15 years left to FIRE & it does feel like a grind currently! Hope you have had a great bank holiday CM
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks CM, you too 😀 My secret aim was 12 years, once I've collected enough NI, but can't see that happening at the moment!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • killerpeaty
    killerpeaty Posts: 2,658 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I think you need to give yourself mini goals, 12 years is a long time, don't go wishing it away!

  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 2 May 2023 at 10:04PM

    Hmmm, but what

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    OMG, what has MSE done to me - why can't I use my emojis any more?

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,903 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Or use more than one question mark at a time

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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