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Getting FIREd up 😀
Comments
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Or an exclamation mark on its own, apparently
My MSE world may be over if I can't express myself properly
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Me, without emojis
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Emoji's are there for me…😉
Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20172 -
Aha! It works in the app 😀😀😀😀😀!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Maybe I'll be able to quote again now, too 🤔?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
killerpeaty said:
I think you need to give yourself mini goals, 12 years is a long time, don't go wishing it away!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
@killerpeaty is right, 12 years is a long time, and you have to enjoy life now as well as shooting for early retirement. Perhaps mini goals could include enough money to work in a less stressful job? Or part time where you are now?
As someone who retired very early, I can't stress enough the importance of having hobbies and interests, especially ones in the winter that get you away from the TV.Mortgage Free November 2018
Early Retired June 20203 -
I feel like I do enjoy life though 🤷♀️ (apart from ten minutes once a month where I tot up my figures and realise how little progress I'm making 🤣) I'll agree that work does take over my whole head though and I'm a wreck by the end of the day. No chance of going part-time (it's not that kind of environment, plus the commute wouldn't make it worthwhile), but the original plan was to switch to doing something else in about 5 years and coast the rest of the way. Definitely can't see I'd be able to do that any more though - ISA would need to be at 60%, not 4% 😳! Hmmmm, will give it some thought....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Sounds like measuring progress to coast fi and lean fire alongside your intended true fire number would be perfect for you SC 🙂 You might get a very nice surprise and find you are already coast fi, or closer to it than you imagine!2
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I'm pleased that you're enjoying life now.
Perhaps the first mini goal could be to get the ISA to 10%?Mortgage Free November 2018
Early Retired June 20202
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