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Simple living in the country - back to basics
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Your new job?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Surviving new windows being installed? Setting up the spare room? Scything more than you did last year? Testing window sill-to-be cleaners? Meal planning à la Joe Wicks? Forward planning what if scenarios for moving/job/retiring? Organising Numerous work conferences? My sense of time is a bit off, but I think these were all last year?
🤣🤣🤣4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4 -
And, the recent little passport holiday that you and Mr Cheery had. Could not have done it with keeping chickens. That was memorable and exciting for you both.
Edwinkx*3.36 kWp solar panel system,10 x Ultima & 4 x Panasonic solar panels, Solaredge Inverter *Biomass boiler stove for cooking, hot water & heating *2000ltr Rainwater harvesting system for loo flushing *Hybrid Toyota Auris car *RIP Pingu, Hoppy, Ginger & Biscuit *Hens & Ducks* chat thread. http://forums.moneysavingexpert.com/showthread.php?t=52822094 -
Ooh, thank you all! Yes to pretty much all of those things (and hopefully the potential new job will turn into an actual new job in the new year!) Lots of lovely things this year 😊
It's funny how years seem to take on a bit of a shape. For us, the last few have looked something like this...
2015 - decided to move house, started sorting possessions into tiny plastic boxes and decorating
2016 - started new job, extensive DIY
2017 - finished house, sold in July, spent the rest of the year waiting for paperwork 🙄 Much family upheaval and schisms, and my nan died. Not a great year!
2018 - moved house, and secretly got married 😁 Got chickens
2019 - quite a boring year, lots of much needed resting 😂 Did have some building work done
2020 - er... 🙄
2021 - Mr Cheery quite ill, major building work, got quite sick of the whole year 🙄 Dropped to 4 days a week.
2022 - work quite busy, big new project started, got promotion
And then 2023. Lots of things have happened, but I don't have much of a sense of the overall shape of the year yet - maybe that comes more with distance. End of our chicken adventures of course 😕
And what will 2024 bring? A new job?! Will we ever get those bloody windowsills in? A new bathroom?! Or will we win the premium bonds and I'll give up work forever?? 😂6 -
I predict the job & the window stills!Hope it’s a good year.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
beanielou said:I predict the job & the window stills!Hope it’s a good year.
5 -
Cheery_Daff said:beanielou said:I predict the job & the window stills!Hope it’s a good year.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Was it really that long ago you went down to 4 days? It only seems a few months.
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If we are voting - it's premium bonds without a doubt!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!3
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badmemory said:Was it really that long ago you went down to 4 days? It only seems a few months.
The right decision, definitely. Going to have a good long ponder about the new job and what I'll do if offered it. It does specify full time - strongly suspect there's scope for official compressed hours, and there'll definitely be scope for flexible working, but would I want to ask to drop a day right from the start? Possibly not...
Anyway, a decision for another day. Right now, an early night is in order!6
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