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Simple living in the country - back to basics

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Comments

  • beanielou
    beanielou Posts: 97,532 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I don't know how you do it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • earthgirl2
    earthgirl2 Posts: 528 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Great progress with scything!
    Save £20,000 in 2025. April 2k, May 3.5k
  • themadvix
    themadvix Posts: 9,323 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Scything looks great and I love the clouds in that photo too. Sounds like a great couple of weeks - a good mixture, although maybe less ceiling painting would have been good! 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,988 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ha - a bit more painting of my own ceiling would have been good, but my arms are being rather hammered at the minute! 😮

    I'm not sure how I do it either Beanie 🙄 Suspect I'll overdo it at some point and do myself a mischief 🙄 But let's hope not!
  • Cheery_Daff
    Cheery_Daff Posts: 17,988 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh, and somehow I managed to make a very decent wodge on the Happy Wheel today after several days of losses - August total now standing at a very respectable £168 😊

    Yes, the clouds have been most pleasing today 😊😊 Had a lovely time drinking cider at the end of the garden and watching them go by 😊
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds like a productive "holiday", and a really lovely day to end on.  Cider and cloud shapes, I like that :) 
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,988 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Me too, KC 😊

    Back to work today, although I haven't actually opened the laptop yet 😮 Been finally doing the banking - not looked for 3 weeks so it took a while 🙄

    All sorted, although July/August has been quite spendy with one thing and another, including some stuff for Mr Cheery's dad etc, and even more cafe trips than usual meeting up with other people, and Mr Cheery's birthday. I've been plonking extra bits into the new car fund, but I think I need to make sure some of the other pots are topped back up before I do any more of that.

    Anyway, we have plenty of food in and no worry about meeting our bills so are in a very fortunate position, so I ain't complaining - more a reminder to myself to reign things in a little. Maybe a frugal September challenge is in order??

    Anyway, work, and I'm going to leave my phone in a different room!
  • themadvix
    themadvix Posts: 9,323 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I think I'll be up for a frugal September challenge Cheery! :smile: 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 9,081 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    themadvix said:
    I think I'll be up for a frugal September challenge Cheery! :smile: 
    Me too!  :)
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 0 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £0 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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