Been accused of a car crash in Feb this year?

user1977

Skiddaw1 said:

Neil49 said:

An alternative option is to research the Covid restrictions in place for Scotland at the time of the accident.

From what I recall it was very much a stay at home scenario around February which, if correct, makes your claim of being 285 miles away quite valid. 

Indeed that is a good point.

We live in Cumbria OP, and I can confirm without a shadow of a doubt that it was against Scottish Covid restrictions to cross the border at that time (and for some time afterwards). The police were patrolling the main border routes fairly proactively too, so the chances of you being in Glasgow, even if you lived close to the border, would have been negligible.

Though there were of course plenty of people travelling around legitimately under the various exemptions. And I'm not sure the police were being all that proactive (though they'd probably have queried it if they had other reason to be talking to you). 

ElefantEd

I live on the Scottish side of the border (the other side, near Berwick, where I go shopping every week) and never saw any police checking people crossing the border. So I don't think that's a strong argument. But the other suggestions about credit card bills, phone tracking etc should be sufficient.

bikingbarney

Just to catch up on this thread.

I've sent off all the information I had about my whereabouts and the condition of my car showing it hadn't been crashed to my insurance who passed it on to their fraud department.

They have going back to the solicitor of the people making the claim denying liability and have asked them now to prove evidence it was me and my car. They have strangely gone quiet despite pushing hard for me to accept liability early on.

Also, not sure how much difference it makes but the people making the claim actually sold the car I was meant to have hit in October last year. So why are they making a claim in December?

Emmia

A thought, has your number plate been cloned? That would explain how "your car" was involved in a collision 250+ miles away from where you normally live/work.

ontheroad1970

Emmia said:

A thought, has your number plate been cloned? That would explain how "your car" was involved in a collision 250+ miles away from where you normally live/work.

That thought was brought up in the first reply.  A clone is possible, I suspect a misread is more probable, asian as suggested in the first reply.

JustAnotherSaver

All depends whether there's an independent witness involved. If there is then you're screwed as insurance companies wont really care if you say not me officer.

I say this from personal experience of someone I know who suffered it. Accused of being in an accident - sent off photos of their car showing no damage, not me, others saying they were with them, so on & so forth....

but because there was an 'independent witness' (probably the 'victim's neighbour who's also their best mate) the insurance companies didn't care.

bikingbarney

JustAnotherSaver said:

All depends whether there's an independent witness involved. If there is then you're screwed as insurance companies wont really care if you say not me officer.

I say this from personal experience of someone I know who suffered it. Accused of being in an accident - sent off photos of their car showing no damage, not me, others saying they were with them, so on & so forth....

but because there was an 'independent witness' (probably the 'victim's neighbour who's also their best mate) the insurance companies didn't care.

Ive provided a letter from my employer that states I was at work on the day it happened some 6 hours away. Surely that would be enough. 

DB1904

bikingbarney said:

JustAnotherSaver said:

All depends whether there's an independent witness involved. If there is then you're screwed as insurance companies wont really care if you say not me officer.

I say this from personal experience of someone I know who suffered it. Accused of being in an accident - sent off photos of their car showing no damage, not me, others saying they were with them, so on & so forth....

but because there was an 'independent witness' (probably the 'victim's neighbour who's also their best mate) the insurance companies didn't care.

Ive provided a letter from my employer that states I was at work on the day it happened some 6 hours away. Surely that would be enough. 

It may show u weren't there but what about the car?

Thrugelmir

bikingbarney said:

They have strangely gone quiet despite pushing hard for me to accept liability early on.

The onus is now on their client. Investigations will be under way. False claims are a serious matter. 

SiliconChip

ontheroad1970 said:

Emmia said:

A thought, has your number plate been cloned? That would explain how "your car" was involved in a collision 250+ miles away from where you normally live/work.

That thought was brought up in the first reply.  A clone is possible, I suspect a misread is more probable, asian as suggested in the first reply.

That might be true if the vehicle that was misread is the same model, age and colour as the OP's car, but I'm not sure how likely that is for a random error in a plate read, whereas cloning could well have deliberately targeted a similar vehicle.