Been accused of a car crash in Feb this year?

[Deleted User]

You don't need to prove anything. It will speed the process up if you can show that it wasn't your car somehow, but even if you can't the onus is on the third party to prove it was you.

Chances are they either wrote down the wrong number plate or mis-read it from a dashcam or CCTV. In which case you probably have a claim against them for misuse of your personal data, typical damages £750.

I would suggest just telling your insurance company that it wasn't you, and then just wait to see what happens. It will probably get dropped once the mistake is spotted.

grandadgolfer

Just tell them to do one....it wasn't you......you were 285 miles away.....down to them to prove your car was involved, it might take a while but don't worry about it 

Neil49

An alternative option is to research the Covid restrictions in place for Scotland at the time of the accident.

From what I recall it was very much a stay at home scenario around February which, if correct, makes your claim of being 285 miles away quite valid. 

jimjames

Neil49 said:

An alternative option is to research the Covid restrictions in place for Scotland at the time of the accident.

From what I recall it was very much a stay at home scenario around February which, if correct, makes your claim of being 285 miles away quite valid. 

That's a really good point, the restrictions were quite strong at that point

MysteryMe

The police may have ANPR data if your car went by a camera from home to West Bromwich, not sure if your insurance company or you would be able to request such data, although knowingly trying to defraud an insurance company is a criminal offence so their may be a pathway. Your mobile phone provider might be able to provide triangulation data for your phone. It does not prove who used your phone but on the balance of probabilities it's likely to carry weight. Were you working with anyone at the location that could confirm your presence? The company records wont just have disappeared because the business has closed down.  

Ms_Chocaholic

Are you a member of a gym - just wondered if you maybe used a swipe card to gain entry to a gym that day? Just thinking out of the box.

Skiddaw1

Neil49 said:

An alternative option is to research the Covid restrictions in place for Scotland at the time of the accident.

From what I recall it was very much a stay at home scenario around February which, if correct, makes your claim of being 285 miles away quite valid. 

Indeed that is a good point.

We live in Cumbria OP, and I can confirm without a shadow of a doubt that it was against Scottish Covid restrictions to cross the border at that time (and for some time afterwards). The police were patrolling the main border routes fairly proactively too, so the chances of you being in Glasgow, even if you lived close to the border, would have been negligible.

Uxb1

I'd try mobile phone location data
You phone if it is on and not in aeroplane mode will be pinging the local cell tower regularly regardless of whether or not you made and calls/texts etc.
I certainly know of a local case in the crown court where mobile phone data was being used to determine a suspect's likely position.
I was interested to see though as the case revolved round a rural area that only that the suspect was in the tower cell coverage area and in the village within that cell could be determined - but not where they were within the village and nor could it determine whether or not they moved from place A to place B within the village.

Snag it is, it's going to cost someone to get the data

[Deleted User]

Uxb1 said:

I'd try mobile phone location data
You phone if it is on and not in aeroplane mode will be pinging the local cell tower regularly regardless of whether or not you made and calls/texts etc.
I certainly know of a local case in the crown court where mobile phone data was being used to determine a suspect's likely position.
I was interested to see though as the case revolved round a rural area that only that the suspect was in the tower cell coverage area and in the village within that cell could be determined - but not where they were within the village and nor could it determine whether or not they moved from place A to place B within the village.

Snag it is, it's going to cost someone to get the data

If you have an Android phone then just look at your location history.

https://www.google.co.uk/maps/timeline

greyteam1959

Location history will only work if you have location turned on don't forget.