The "Save 12k in 2022" Thread!

Jellybaby

#12 reporting £1,375 for April.  Slightly lower than I expected and next month very likely to be similar as I have family staying and trips planned.  I will go submit form now so I don't forget.

stuart746

#67 reporting £735 for April. From just submitted. Happy to be putting away this amount, does not include holiday payments and other funds, and has been a reduced ever since doubling of energy costs. We also have an expensive boiler flue repair next month so need to cover for that. I expect amounts will stabilise now until end of the year. 

tommyedinburgh

#16 reporting £1346.77 for April. Wedding season off and running so seeing plenty £’s being spent there. 

JAMIEDODGER

#68 reporting for April.

4871.27 saved bringing total to 14030.79 to date. Thanks SF.

geoffers4

Gosh another month gone! This is my big month for interest on ISAs, giving £2900.46 to report. A bit of money spent on renovating our shower - OH is writing a list of jobs on updating the house before we FIRE. Plus an unexpected cost for a place in the Great North Run in September - no.1 son has a charity place so I stupidly offered to run with him. 

Wentthedaywell?

I didn't save anything this month, but I had a holiday, the first proper one since lockdown, so it feels like money well spent.

I am currently £500 down on the money I had at the beginning of the year, despite saving £6,000, due to my shares falling. My target was to have £10,000 more by the end of May when I retire. I'm obviously not going to achieve that, but on the bright side I've only got one more pay cheque till I finish work – yippee!

Merlin's_Beard

£1560.75 for April, which is again ignoring £500 of solicitors fees for housebuying.

Have rearranged categories in YNAB to give me a better idea of what I'll have left for flooring/garden etc. once all my committed fees and deposits have left. Just waiting on searches and contracts now!

geoffers4

Wentthedaywell? said:

I didn't save anything this month, but I had a holiday, the first proper one since lockdown, so it feels like money well spent.

I am currently £500 down on the money I had at the beginning of the year, despite saving £6,000, due to my shares falling. My target was to have £10,000 more by the end of May when I retire. I'm obviously not going to achieve that, but on the bright side I've only got one more pay cheque till I finish work – yippee!

Good luck in your last month in the world of work, Wentie! Hope you'll let us know what it feels like.

AuburnEnigma

#17 reporting for April:

·         Into ISA (ii): £500

·         Fidelity SIPP: £50 + £12.50 tax relief

·         Savethechange: £2.33

·         Grand total: £564.83; YTD: £2849.65

So with 1/3 of the year gone, I'm about £500 ahead of where I should be to hit my £8k target.

I have reduced my SIPP contribution for the moment as I'm waiting to see how my new salary fits in with the bills (my pay for April had around 2 weeks of the old salary factored in due to being paid every 4 weeks rather than once a month, so I won't know what my real take-home pay will be until my May paycheck which is on the 13th).

My £500pm ISA contribution is still sustainable, however as my monthly dividends increase, I can gradually decrease the contribution so that I have more in the bank to help with bills/have more fun money/build up my emergency fund again. Currently I'm on track for an average of around £105pm by the end of the year so I'll probably review this after the end of June to see whether I can keep some of that £500. 

Hi-ho, hi-ho, to update the form I go *whistles*

Gem-gem

Declaring £300 for April. 

Have paid the first instalment to the kitchen fitters and bought/paid for the first of the kitchen appliances. 

Good luck to all those who are buying their first homes or about the retire.