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Pay ALL Your Debt Off By Xmas 2022!

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Comments

  • Good evening. Please put me down for £5 to the usual CC which now makes it £694.70/£1076.64 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • flissy84
    flissy84 Posts: 22 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    edited 24 September 2022 at 1:53PM
    #48.Been away for a while but still been plugging along.
    £7,149.49 paid to date

    Save 12k in 2022 #43 £2,981.50/£5,000
    Saving for christmas 2022 challenge #28
     £481.90/£365
    PAYDBXMAS22#48 £7,149.49/£10,000

  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £440 paid to debt in Sept

    PAYDBXMAS22  #11 £4505/£5000
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Good afternoon everyone! Please put me down for £7 to the usual CC which now makes it £701.70/£1076.64 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Good morning.  A pay day update from me

    #24 £11408/£8000

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • laura84gr
    laura84gr Posts: 44 Forumite
    Seventh Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    edited 16 October 2022 at 3:00PM
    Payday for me yesterday - paid £1336 and also a direct debit of £64 will be paid in the next couple of days.

    ** Last months total £6.4k **
    ** Total outstanding £5k **

    I'm now 99% confident Christmas will be debt free.
  • Had some emergency payments that needed to go on the credit card, but I have cleared them along with the existing debt (so haven’t included the car service and physio excess on my totals) and so I am as of today credit card debt free (only other “debt” I have is my car lease - which ends next June). 

    #39 - £2,169.99 / £2,169.99

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • Monthly DD’s paid, plus a few extra payments made to try and clear a part of the balance that will start incurring interest on 01/11. I have £150 left to pay on this part of the balance.

    #21 £995.82/£3377 paid
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • Had some emergency payments that needed to go on the credit card, but I have cleared them along with the existing debt (so haven’t included the car service and physio excess on my totals) and so I am as of today credit card debt free (only other “debt” I have is my car lease - which ends next June). 

    #39 - £2,169.99 / £2,169.99

    HUGE CONGRATULATIONS!! Well done! 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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