Pay ALL Your Debt Off By Xmas 2022!

14950525455

Replies

  • ahall3519ahall3519 Forumite
    467 Posts
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Good evening everyone! Please put me down for £11 to the usual CC which now makes it £600.20/£1076.64 paid.
    Number 212-Pay off all your debt by the end of 2022-M & S CC Total-£177.28 Debt-£0=100% Paid
    Tesco CC £1,076.64=Debt remaining £349.94=67% Paid
  • laura84grlaura84gr Forumite
    42 Posts
    Seventh Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    Forumite
    Really, really late to the party but I'm on the final hurdle (hopefully) and I know you guys will help me.

    I have one final debt to repay, £7800 that is currently on a 0% credit card (until May 23) but I've given myself the target to be debt free going into the new year.

    Hopefully you can add me to the spread sheet to give me that extra motivation!!

    Thanks guys
  • shell16shell16 Forumite
    837 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Forumite
    Good Luck @laura84gr !

    1) LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD & £520 for family member - £15410.70)
    2) 2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22 ) Overdraft  = £10598.79
    3) 16/08/22 Starting total £5443.73 (*Plus £520 - Owed cash from family member) = £5963.73

    Virgin CC1 - 0% - £4014.37/£898 (78% reduction)
    Lloyds CC2 - 3.9% - £3095/£1414.67 (50% reduction)
    Sainsburys CC3 - 0% - £2300/£1755 (24% reduction)
    Loan - £6001.33/£796.27 (87% reduction)
    Total = £4863.94 - Paid £10546.76 off debt (68% Reduction) 
    DFD - August 2023

    EF - £420/£500 - Current Accelerated Fund Focus
    EF 2 - £60/£500

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, May £1.55, Jun £17.33, Jul £22.05, Aug £12.91, Sep £18.03, Oct £2.68, Nov, Dec = £139.30/£667.95

    🎄#18 Saving for Christmas 2022 - £1003.24/£1000 
    #6 Pay all your debt off by Christmas 2022 - £7621.91/£8000 (95%)


    Demotivator - Spending

  • shell16shell16 Forumite
    837 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Forumite
    Morning update from me

    #6 - £6482.25/£8000

    1) LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD & £520 for family member - £15410.70)
    2) 2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22 ) Overdraft  = £10598.79
    3) 16/08/22 Starting total £5443.73 (*Plus £520 - Owed cash from family member) = £5963.73

    Virgin CC1 - 0% - £4014.37/£898 (78% reduction)
    Lloyds CC2 - 3.9% - £3095/£1414.67 (50% reduction)
    Sainsburys CC3 - 0% - £2300/£1755 (24% reduction)
    Loan - £6001.33/£796.27 (87% reduction)
    Total = £4863.94 - Paid £10546.76 off debt (68% Reduction) 
    DFD - August 2023

    EF - £420/£500 - Current Accelerated Fund Focus
    EF 2 - £60/£500

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, May £1.55, Jun £17.33, Jul £22.05, Aug £12.91, Sep £18.03, Oct £2.68, Nov, Dec = £139.30/£667.95

    🎄#18 Saving for Christmas 2022 - £1003.24/£1000 
    #6 Pay all your debt off by Christmas 2022 - £7621.91/£8000 (95%)


    Demotivator - Spending

  • ahall3519ahall3519 Forumite
    467 Posts
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Good evening everyone! Feels a bit quiet on here recently. Only small but please put me down for £2.50 to the usual CC which now makes it £602.70/£1076.64 paid.
    Number 212-Pay off all your debt by the end of 2022-M & S CC Total-£177.28 Debt-£0=100% Paid
    Tesco CC £1,076.64=Debt remaining £349.94=67% Paid
  • laura84grlaura84gr Forumite
    42 Posts
    Seventh Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    Forumite
    Hi guys,

    Payday for me - so £1,200 paid.
    £6,600 to go. Have left myself pretty tight for the rest of the month - so will definitely be a quiet September.

    How do I find out my number?

    I'm can't seem navigate back to the original post to see the spreadsheet anymore - can anyone point me in the right direction?
  • nomi01nomi01 Forumite
    437 Posts
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite
    August payments of £438

      PAYDBXMAS22  #11 £4065/£5000
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £2751/£5000

  • Golden_Goose_TheGolden_Goose_The Forumite
    11 Posts
    10 Posts
    Forumite
    Number 49 here with an update. 3 debts paid off, 1 to go!

    Not sure I will manage to get down to £0 for Christmas now as my circumstances have changed- we are moving house soon, but will try to reduce the remaining amount on my final loan as best I can.

    Total: £10.483,77 / £5,168.77 paid off (49%) / £5,315.00 to go (51%)

    Loan 1: £7514.45 £5,315
    Loan 2: £1244.32 £0 PAID OFF! 
    Credit Card 1: £1325 £0 PAID OFF! 
    Credit Card 2: £400 £0 PAID OFF! 
  • laura84grlaura84gr Forumite
    42 Posts
    Seventh Anniversary 10 Posts Combo Breaker Debt-free and Proud!
    Forumite
    Another payment of £200 for me.
    Total amount outstanding £6,400.
    Not sure what my number is or how it works, so I'm just post for myself lol.
  • BirdeeBirdee Forumite
    40 Posts
    Second Anniversary 10 Posts Name Dropper Photogenic
    Forumite
    Payday for me and able to chip a bit more away this month. 

    #55 £3,392.78/£9,342.05
    Starting Debt = £25,046.68 (Nov 2019)
    Current Debt = £5,949.27 
    Total paid off =  £19,097.41 (76%)

    Pay Debt by Xmas22 #55 £3,392.78/£9,342.05
Sign In or Register to comment.
Latest MSE News and Guides