Pay ALL Your Debt Off By Xmas 2022!

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  • shell16shell16 Forumite
    825 Posts
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Forumite
    #6 update 

    £6068.43/£8000

    1) LBM - 08/2021 Starting Debt Total - £14370.70 (*Plus £520 OD & £520 for family member - £15410.70)
    2) 2022 Starting Debt Total - £10752.40 (*
    Plus £520 - 24/01/22 ) Overdraft  = £10598.79
    3) 16/08/22 Starting total £5443.73 (*Plus £520 - Owed cash from family member) = £5963.73

    Virgin CC1 - 0% - £4014.37/£1015 (75% reduction)
    Lloyds CC2 - 3.9% - £3095/£1530.67 (50% reduction)
    Sainsburys CC3 - 0% - £2300/£1772 (23% reduction)
    Loan - £6001.33/£796.27 (87% reduction)
    Total = £5113.94 - Paid £10296.76 off debt (67% Reduction) 
    DFD - August 2023

    EF - £400/£500 - Current Accelerated Fund Focus
    EF 2 - £60/£500

    Challenges
    1p Savings Challenge 2022 #19: Jan £22.42, Feb £16.36, Mar £10.81, Apr £15.16, May £1.55, Jun £17.33, Jul £22.05, Aug £12.91, Sep £18.03, Oct, Nov, Dec = £136.62/£667.95

    🎄#18 Saving for Christmas 2022 - £1003.24/£1000 
    #6 Pay all your debt off by Christmas 2022 - £7341.91/£8000


    Demotivator - Spending

  • BuffythedebtslayerBuffythedebtslayer Forumite
    18.7K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Hello all 
    Not updated for ages 

    # No. 02 , Paid off 2819.29 of the original 8000

    Current debt is 5180.71 

    Hope all is well with people :) 

    XX
    Nevertheless she persisted.
  • ahall3519ahall3519 Forumite
    466 Posts
    Part of the Furniture 100 Posts Name Dropper
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    Good evening everyone! Please put me down for £10 to the usual CC which now makes it £574.20/£1076.64 paid. 
    Number 212-Pay off all your debt by the end of 2022-M & S CC Total-£177.28 Debt-£0=100% Paid
    Tesco CC £1,076.64=Debt remaining £374.94=65% Paid
  • BlueJ94BlueJ94 Forumite, Ambassador
    2.2K Posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Ambassador
    118 now stands at £895 as they accepted 50% settlement

    #66 £3805/£4700
    I’m a Forum Ambassador and I support the Forum Team on the Debt-free Wannabe and Spending & Discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert. 

    Sealed Pot Challenge ~ 15 #070 Target £1000

    Pay ALL Your Debt Off By Xmas 2022! #66 £2860/£4700
    Tilly Tidy 2022 £8.38/£500
    Saving for Christmas 2022 - £1 a day challenge #03 £8.38/£365

    118 Money £1840
  • tryingtodobettertryingtodobetter Forumite
    330 Posts
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Monthly DD's been paid

    #21 £645/£3377 
    Credit Card Debt
    11/03/2019 - £7520
    23/10/2020 - £5050
    01/01/2021 - £4820
    01/04/2021 - £3730
    18/12/2021 - £3377
    01/06/2022 - £2975
    Prolific
    2021 - £457.11
    2022 - £296.82
  • bekah89bekah89 Forumite
    171 Posts
    100 Posts Name Dropper
    Forumite
    Some direct debits paid 

    #44 £1990.53/£4000
    August NSD 6/15

    Debt £10684.55/£11296.89
    CC1:£390.89/£6704.57 CC2:£2214.41/£2299.36 CC3: £1777.42/£1924.91 CC4:£778.50/£978.50 CC5: £1331.24 CC6: £4191.09
    PAYDBXMAS22 #44 £1697.39/£4000
  • ahall3519ahall3519 Forumite
    466 Posts
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Good evening everyone! Please put me down for £5 to the usual CC which now makes it £579.20/£1076.64 paid. 
    Number 212-Pay off all your debt by the end of 2022-M & S CC Total-£177.28 Debt-£0=100% Paid
    Tesco CC £1,076.64=Debt remaining £374.94=65% Paid
  • ahall3519ahall3519 Forumite
    466 Posts
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    Sorry me again! Just had notification of a survey payout so put me down £10 to the usual CC which now makes it £589.20/£1076.64 paid. 

    Aim is to be around the £400 mark by the start of next month. 
    Number 212-Pay off all your debt by the end of 2022-M & S CC Total-£177.28 Debt-£0=100% Paid
    Tesco CC £1,076.64=Debt remaining £374.94=65% Paid
  • itsjustafaditsjustafad Forumite
    23 Posts
    10 Posts
    Forumite
    #? Just paid the last £159 into my sinking account to cover my half of the bank loan - I had the money sitting there all along, quite why my head wouldn’t release the funds I don’t know - but thankful it did. Shows the power of accountability, just need some holiday spend now - hurrah for payday without a loan payment to make B). Good luck to others still on their journey, it’s not luck - just grim determination and being in a helpful mindset. “Do what you can with what you’ve got” Thank you Prepper Princess :*
  • itsjustafaditsjustafad Forumite
    23 Posts
    10 Posts
    Forumite
    "Helpful mindset" edit - what I meant is that your mindset needs to help you, not work against. Easier said than done, I know
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