2022 Mortgage-Free Wannabes
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Hi, I’d like to take part again, I was #43 in 2021, aiming for a big £10,000 Overpayment for 2022.1
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Hi, I would like to take part again for 2022. I was #133 last year.
Please can you put me down for £1296.
Thanks and Merry Christmas.MFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1601 -
No. 6 - I'd like to keep my number and more than double my target to £2,020. It's ambitious for me. But lets see if I can make it happen. It would be 1% of the outstanding value.
Reduction in daily mortgage interest since October 23 - £0.71 (started new mortgage)
% of house owned/% of mortgage paid off. May 24 - 33.58%/25.80%
MFiT-T6 #5
MFW 2024 #6
MF Date: Oct 37 May 371 -
Hi Julicorn, I was #84 last year but happy with a new number if it helps plug a gap on the spreadsheet!
Please can you put me down for a target of £18,000 in 2022. Many thanks for this Julicorn, can't believe it's 10 years running now.
Original mortgage: £250,000 Feb 19
Current mortgage: £75,000 Apr 24
Planned mortgage end date: Feb 44
Mortgage free start date: 13th July 2020
2024 MFW #40
MFiT-T6 #16
2024 Goals
Increasing our fruit&veg intake and reducing our UPF intake as a family
Doing an 'activity' as a family every weekend
5 x a week physical exercise to improve my health
Regularly declutter toys, books and clothes/shoes
Make mortgage OPs of £6k in '24 - GOAL MET!
Keep emergency fund at £10k1 -
Hi Everyone! @julicorn I'd love to join in again, was #77 last year but happy to plug a gap in the spreadsheet if needed. Want to aim for £5000 which is doubling our target from last year and I really think we can actually do it this time!
Emergency Fund - £7992.62 / £10,000 :: Total Mortgage OP - £34,692LISA 24/25 - £0 / £4000 :: NSD 2024 - 13 / 180 :: Moving Fund: £838.83 :: Decluttering - 143 / 365Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171 -
Hi Julicorn, Please could I join? I would like to overpay my mortgage by £2000 this year please? Thank youGoals for SeptemberDeclutter 10/20Money Made £56.52/£200Overpayments £0/£200 not this month as need to put into savings instead1
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hockeylover40 said:I've been lurking on the previous year's thread waiting for our move and it's finally gone through!
I'd like to join for 2022 with a target of £1400, pleaseOriginal mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
almalobana said:Hi julicorn,
I'd love to join please! I'm new to the challenge and am going to aim for £6,000 for the year, eek. Might end up being a super ambitious target but we'll see!Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot1 -
Bargainhunter30 said:Hi Julicorn, thanks for doing this again. #30 from this year and happy to keep same number. Target is £5491 for this year. ThanksOriginal mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
OhtobeMortgageFree said:Can I rejoin please? Having the tracker and boards has kept me really motivated to reach my target this year. 🙌🏻
Happy to keep the same number as this year or to move up if there's space.
I'd like to up my aim slightly for 2022 with a £12000 target. 🤞🏻
Thanks so much for running this. ☺️Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot1
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