2022 Mortgage-Free Wannabes

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  • Barny1979
    Barny1979 Posts: 7,921 Forumite
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    Hi, I’d like to take part again, I was #43 in 2021, aiming for a big £10,000 Overpayment for 2022.
  • regularsaver
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    Hi, I would like to take part again for 2022. I was #133 last year. 

    Please can you put me down for £1296.

    Thanks and Merry Christmas. 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • twinklie
    twinklie Posts: 5,053 Forumite
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    edited 21 December 2021 at 11:38AM
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    No. 6 - I'd like to keep my number and more than double my target to £2,020. It's ambitious for me. But lets see if I can make it happen. It would be 1% of the outstanding value. 
    Reduction in daily mortgage interest since October 23 - £0.71 (started new mortgage)
    % of house owned/% of mortgage paid off. May 24 - 33.58%/25.80%
    MFiT-T6 #5
    MFW 2024 #6
    MF Date: Oct 37 May 37
  • eat_that_frog
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    Hi Julicorn, I was #84 last year but happy with a new number if it helps plug a gap on the spreadsheet!

    Please can you put me down for a target of £18,000 in 2022. Many thanks for this Julicorn, can't believe it's 10 years running now.

    Original mortgage: £250,000 Feb 19   
    Current mortgage: £75,000 Apr 24
    Planned mortgage end date: Feb 44
    Mortgage free start date: 13th July 2020

    2024 MFW #40
    MFiT-T6 #16

    2024 Goals
    Increasing our fruit&veg intake and reducing our UPF intake as a family
    Doing an 'activity' as a family every weekend
    5 x a week physical exercise to improve my health
    Regularly declutter toys, books and clothes/shoes
    Make mortgage OPs of £6k in '24 - GOAL MET!
    Keep emergency fund at £10k
  • ruby_eskimo
    ruby_eskimo Posts: 4,530 Forumite
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    Hi Everyone!  @julicorn I'd love to join in again, was #77 last year but happy to plug a gap in the spreadsheet if needed.  Want to aim for £5000 which is doubling our target from last year and I really think we can actually do it this time!
    Emergency Fund - £7992.62 / £10,000 :: Total Mortgage OP - £34,692
    LISA 24/25 - £0 / £4000 :: NSD 2024 - 13 / 180 :: Moving Fund: £838.83 :: Decluttering - 143 / 365
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • starnac
    starnac Posts: 5,917 Forumite
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    Hi Julicorn, Please could I join? I would like to overpay my mortgage by £2000 this year please? Thank you
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • julicorn
    julicorn Posts: 2,283 Forumite
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    I've been lurking on the previous year's thread waiting for our move and it's finally gone through!

    I'd like to join for 2022 with a target of £1400, please
    Congratulations on your move, and welcome to the challenge! You've got #46.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Hi julicorn,

    I'd love to join please! I'm new to the challenge and am going to aim for £6,000 for the year, eek. Might end up being a super ambitious target but we'll see!
    Welcome to the challenge, great to have you on board! You've got #48.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Hi Julicorn, thanks for doing this again. #30 from this year and happy to keep same number. Target is £5491 for this year. Thanks
    Hi Bargainhunter! Is it ok if I give you #50 this year? I only held the numbers with recent overpayments (I can see now that you simply hit your target nice and early - hope the change in number is not too much of a problem). 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Can I rejoin please? Having the tracker and boards has kept me really motivated to reach my target this year. 🙌🏻
    Happy to keep the same number as this year or to move up if there's space.
    I'd like to up my aim slightly for 2022 with a £12000 target. 🤞🏻
    Thanks so much for running this. ☺️
    Great to have you on board again! I've kept the number the same as last year, there wasn't anything much lower free <3 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
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