We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2022 Mortgage-Free Wannabes

Options
1…457910…99

Comments

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, I’d like to take part again, I was #43 in 2021, aiming for a big £10,000 Overpayment for 2022.
  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hi, I would like to take part again for 2022. I was #133 last year. 

    Please can you put me down for £1296.

    Thanks and Merry Christmas. 
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • twinklie
    twinklie Posts: 5,172 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 December 2021 at 11:38AM
    No. 6 - I'd like to keep my number and more than double my target to £2,020. It's ambitious for me. But lets see if I can make it happen. It would be 1% of the outstanding value. 
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • eat_that_frog
    eat_that_frog Posts: 266 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Hi Julicorn, I was #84 last year but happy with a new number if it helps plug a gap on the spreadsheet!

    Please can you put me down for a target of £18,000 in 2022. Many thanks for this Julicorn, can't believe it's 10 years running now.

    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • ruby_eskimo
    ruby_eskimo Posts: 4,792 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Everyone!  @julicorn I'd love to join in again, was #77 last year but happy to plug a gap in the spreadsheet if needed.  Want to aim for £5000 which is doubling our target from last year and I really think we can actually do it this time!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Julicorn, Please could I join? I would like to overpay my mortgage by £2000 this year please? Thank you
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • julicorn
    julicorn Posts: 2,583 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    hockeylover40 said:
    I've been lurking on the previous year's thread waiting for our move and it's finally gone through!

    I'd like to join for 2022 with a target of £1400, please
    Congratulations on your move, and welcome to the challenge! You've got #46.
  • julicorn
    julicorn Posts: 2,583 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    almalobana said:
    Hi julicorn,

    I'd love to join please! I'm new to the challenge and am going to aim for £6,000 for the year, eek. Might end up being a super ambitious target but we'll see!
    Welcome to the challenge, great to have you on board! You've got #48.
  • julicorn
    julicorn Posts: 2,583 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Bargainhunter30 said:
    Hi Julicorn, thanks for doing this again. #30 from this year and happy to keep same number. Target is £5491 for this year. Thanks
    Hi Bargainhunter! Is it ok if I give you #50 this year? I only held the numbers with recent overpayments (I can see now that you simply hit your target nice and early - hope the change in number is not too much of a problem). 
  • julicorn
    julicorn Posts: 2,583 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    OhtobeMortgageFree said:
    Can I rejoin please? Having the tracker and boards has kept me really motivated to reach my target this year. 🙌🏻
    Happy to keep the same number as this year or to move up if there's space.
    I'd like to up my aim slightly for 2022 with a £12000 target. 🤞🏻
    Thanks so much for running this. ☺️
    Great to have you on board again! I've kept the number the same as last year, there wasn't anything much lower free <3 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture