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2022 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Shal1160 said:
    Hi Juliecorn
    I'd love to take part again this year, was previously #44 but happy to have a different number if easier. My target for 2022 is £1000 overpayment as lots of changes expected to come. Many thanks for doing this again :smile:
    Thanks for coming along again, I've moved you up a little bit to #36. :)
  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hetta said:
    Hi @julicorn,

    Thank you so much for running this year on year. 

    I’d like to join again after having a break last year. My target for 2022 is £15,000. 

    Thank you. 😊
    Great to have you back! You've got #38 for 2022. 
  • chicker
    chicker Posts: 142 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Hi Julicorn,

    Could I join please with a target of £1200?

    Thanks, Chicker
    MFW diary Adventures and Overpayments

    Mortgage start: £240,945 Aug 2020
    Mortgage now: 
    £230,738
    2021 OP total: 
    £605.85   1 month off approx

    MFW 2022 #39  £135.68/£1200
  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    chicker said:
    Hi Julicorn,

    Could I join please with a target of £1200?

    Thanks, Chicker
    Of course, welcome on board! You've got #39.
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Oh amazing!! Thank you for doing it again Julicorn  o:).

    Any number going, with an OP target of £2000 please.

    Thanks so much for the 2021 thread  <3 xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    kitjos said:
    Oh amazing!! Thank you for doing it again Julicorn  o:).

    Any number going, with an OP target of £2000 please.

    Thanks so much for the 2021 thread  <3 xx
    No worries at all <3 I've moved you up to #41.
  • I am a lurker on here so can I join please for 2022, 
    I am saving for the house deposit then maybe mid year I will need to switch the goal over to OP once I have finally bought. 
    My initial goal though is £33,000 saved in 2022 if I don't buy, its a huge goal but i have very low expenses at present and a great income so it is doable. 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • julicorn
    julicorn Posts: 2,586 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I am a lurker on here so can I join please for 2022, 
    I am saving for the house deposit then maybe mid year I will need to switch the goal over to OP once I have finally bought. 
    My initial goal though is £33,000 saved in 2022 if I don't buy, its a huge goal but i have very low expenses at present and a great income so it is doable. 
    Sounds like a great plan, welcome to the challenge :) You've got #44.
  • Nichelette
    Nichelette Posts: 2,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Julicorn, thanks for running again 🌟! I'm sure everyone appreciates the time you give up to do this. 

    Can I please keep no 86. Am going to go for 5k this year but it's a bit of a stab in the dark because we'll be paying for childcare from May which will have a huge impact on our ability to overpay, and I'm not sure exactly what we'll have left :(. We're hoping to move to a bigger place in 2 years when our fix comes to an end so the more we can overpay the better. 
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,984.78/CENTER]
    Overpayments since 27.03.19: £52,341.43
  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi julicorn, thanks for running this again.

    Please could I keep my no. 12 and my target for 2022 is £5,000

    Thanks x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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