2022 Mortgage-Free Wannabes

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  • Lauraebrad
    Lauraebrad Posts: 156 Forumite
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    Hi, Another newby - but I'd love to join in for 2022 please.  Target is £2400.
    Thank you  :)

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00

    over payments 2024 = £610/£1,200 /// invested 2024 = £400/£1,200 = TOTAL (YTD) £1,010
  • nonny02
    nonny02 Posts: 19 Forumite
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    Hi, can I join please? I'm a long time lurker, hoping joining MFW will help keep me on track and focused!

    Target for 2022 £3000, thanks Julicorn 
    #31 MFW 2024

    #11 MFiT-T6
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Tartan_Mum said:
    Hi @julicorn I’m definitely in again for next year. I was #36 but happy to change if it helps. 

    I would like £15k to be my 2022 target. It’s a stretch but less than this year so I might make it! 
    Great to have you on board again! I've moved you up a bit to #26. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    powerspowers said:
    Hi Julicorn, could I join again please with a target of £7200? Happy to keep the same number or change, whichever is easier for you! Thanks for your efforts to keep us all on track!! 
    No worries at all - I've moved you up to #27 if that's ok :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    ilselm said:
    That time again! Yes please with a £6k target for 2022. Will be happy with whatever number is easiest for you to assign. Thanks again for all your efforts in keeping this going. 
    Came along quickly, didn't it? #24 still has your name on it, same as this year. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Lauraebrad said:
    Hi, Another newby - but I'd love to join in for 2022 please.  Target is £2400.
    Thank you  :)
    Welcome to the challenge! I've given you #30. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,283 Forumite
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    nonny02 said:
    Hi, can I join please? I'm a long time lurker, hoping joining MFW will help keep me on track and focused!

    Target for 2022 £3000, thanks Julicorn 
    Of course, welcome to the challenge! You've got #31.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • Qtipps44
    Qtipps44 Posts: 88 Forumite
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    Hi I was #61 last year and happy to keep it or move. My target next year will be £2000. Which with everything we’ve been through this year will be a miracle. Wish us luck.

    thanks again
  • Sistergold
    Sistergold Posts: 2,034 Forumite
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    edited 7 December 2021 at 8:06AM
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    Hello @julicorn
    Being on here has kept me focused so I would like to join again please. My target is £11k.
    If possible please move me to a lower number if not my old number 47 is fine
    thanks for running this again
    Initial mortgage bal £487.5k, current £266.8k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Maybe_its_because
    Maybe_its_because Posts: 440 Forumite
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    Hi Julicorn,

    Please could you include us in the ‘22 challenge - keeping #5 if possible with a slightly lower target of £3000. 
    Again, unsure if we can achieve it but happy to take the similar, aspirational approach of 2021

    Many thanks and appreciation for your efforts.

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
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