2022 Mortgage-Free Wannabes

13468999

Comments

  • Morning All

    @julicorn please can i join again. I was #13 last year. It was a tough year last year (linked to the unlucky number ;) but I at least hit my target. Not really bothered  about the number, will keep or change - whatever is easiest. 

    Increased target this year to £9012 - hoping I start to earn decent commission this year..... fingers crossed. Aside from that this is just a number pulled from thin air lol! This will be a mixture of adding to savings as well as OPs. 

    Right better start doing stuff. Spent all morning drinking tea and setting up next year's spreadsheets! 

    Lol

    Have a good Sunday all!

    MM
    x
    O'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,788
  • I've been lurking on the previous year's thread waiting for our move and it's finally gone through!

    I'd like to join for 2022 with a target of £1400, please
    2022 mfw #46 - £1503/£1400
  • Hi julicorn,

    I'd love to join please! I'm new to the challenge and am going to aim for £6,000 for the year, eek. Might end up being a super ambitious target but we'll see!
    My MFW diary: Big mortgage, small steps

    Mortgage start: £356,000 - December 2019 £345,052 - December 2020 £331,976 December 2021
    Overpayments 2020: £1550
    Overpayments 2021: £3550/£3450

    MFW 2022 #48 progress: £3400/£6000
  • Hi Julicorn, thanks for doing this again. #30 from this year and happy to keep same number. Target is £5491 for this year. Thanks
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • Can I rejoin please? Having the tracker and boards has kept me really motivated to reach my target this year. 🙌🏻
    Happy to keep the same number as this year or to move up if there's space.
    I'd like to up my aim slightly for 2022 with a £12000 target. 🤞🏻
    Thanks so much for running this. ☺️
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £67,272.66 Current mortgage end date: June 2032Daily interest: £7.59 > £3.38
  • Hi, I haven’t joined before but would love to this year! 

    Could I set my OP target to £7000?

    Thank you  :blush:
    Mortgage Aug 2019- £180000
    Aug 20- £173815
    Aug 21- £159800
    Aug 22- £146000
    Aug 23- ?
    Aug 24 (end of fix)- ?

    Currently- £136400

    original mortgage free date August 2044
    Aiming for 2037

    MFW 2023 #24

  • ajmoney
    ajmoney Posts: 6,228 Forumite
    Name Dropper First Anniversary First Post
    Hi julicorn,
    I would like to join again and would love to keep number 70 as it is the same as the MFiT thread.  For now I will say £1500 as I haven't worked out what my plan for next year is yet.
    Thanks for starting this thread off again.
    MFW 2024 No. 7 £400/£1200 MFiT-T6 No. 70 £14950.12/£22787.04
  • Hi Julicorn,
    I'd like to join for 2022 and keep my number 17, if possible.
    I can change my target during the year, but for now it's £2,000
    Thanks for your work!
     
  • Sandyra
    Sandyra Posts: 255 Forumite
    First Anniversary First Post Name Dropper Cashback Cashier
    edited 18 December 2021 at 4:32PM
    Hi Julicorn please can I rejoin for 2022 and keep the same number (#32), target is £8000. Thank you for putting it aside. 

    MFW 2024 #32 £X,XXX/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2024 #26 £1,155.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Lee-10
    Lee-10 Posts: 56 Forumite
    First Anniversary First Post Combo Breaker
    Morning Julicorn, 

    Could I rejoin for 2022, I was number 93 this year, happy with any number you provide

    Target of 2200

    Thank You :) 
    MFW2021 #93 - £330/£2200
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