2022 Mortgage-Free Wannabes
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Morning All
@julicorn please can i join again. I was #13 last year. It was a tough year last year (linked to the unlucky number but I at least hit my target. Not really bothered about the number, will keep or change - whatever is easiest.
Increased target this year to £9012 - hoping I start to earn decent commission this year..... fingers crossed. Aside from that this is just a number pulled from thin air lol! This will be a mixture of adding to savings as well as OPs.
Right better start doing stuff. Spent all morning drinking tea and setting up next year's spreadsheets!
Lol
Have a good Sunday all!
MM
xO'Payments:2016 - £3641.262017 - £7779.282018 - £11,515.16MFiT-T4 # 59 - reduce mtg to £195,000; MFit-T5 - reduce mtg to £140,000Mortgage:01/2/2015 - £243,75031/12/15 - £235,906.7131/12/16 - £224,120.9831/12/17 - £210,224.0631/12/18 - £190,821.21Mortgage today £140,7881 -
I've been lurking on the previous year's thread waiting for our move and it's finally gone through!
I'd like to join for 2022 with a target of £1400, please2022 mfw #46 - £1503/£14001 -
Hi julicorn,
I'd love to join please! I'm new to the challenge and am going to aim for £6,000 for the year, eek. Might end up being a super ambitious target but we'll see!My MFW diary: Big mortgage, small steps
Mortgage start: £356,000 - December 2019 £345,052 - December 2020 £331,976 December 2021
Overpayments 2020: £1550
Overpayments 2021: £3550/£3450
MFW 2022 #48 progress: £3400/£60001 -
Hi Julicorn, thanks for doing this again. #30 from this year and happy to keep same number. Target is £5491 for this year. ThanksMortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!1 -
Can I rejoin please? Having the tracker and boards has kept me really motivated to reach my target this year. 🙌🏻
Happy to keep the same number as this year or to move up if there's space.
I'd like to up my aim slightly for 2022 with a £12000 target. 🤞🏻
Thanks so much for running this. ☺️Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £56,434.19 Current mortgage end date: June 2032Daily interest: £7.59 > £2.641 -
Hi, I haven’t joined before but would love to this year!Could I set my OP target to £7000?
Thank youMortgage Aug 2019- £180000
Aug 20- £173815
Aug 21- £159800
Aug 22- £146000
Aug 23- ?
Aug 24 (end of fix)- ?
Currently- £136400
original mortgage free date August 2044
Aiming for 2037
MFW 2023 #241 -
Hi julicorn,I would like to join again and would love to keep number 70 as it is the same as the MFiT thread. For now I will say £1500 as I haven't worked out what my plan for next year is yet.Thanks for starting this thread off again.MFW 2024 No. 7 £500/£1200 MFiT-T6 No. 70 £15420.41/£22787.041
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Hi Julicorn,
I'd like to join for 2022 and keep my number 17, if possible.
I can change my target during the year, but for now it's £2,000
Thanks for your work!
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Hi Julicorn please can I rejoin for 2022 and keep the same number (#32), target is £8000. Thank you for putting it aside.
MFW 2024 #32 £809.34/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2024 #26 £3,155.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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Morning Julicorn,
Could I rejoin for 2022, I was number 93 this year, happy with any number you provide
Target of 2200
Thank YouMFW2021 #93 - £330/£22001
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