🗳️ ELECTION 2024: THE MSE LEADERS' DEBATE Got a burning question you want us to ask the party leaders ahead of the general election? Submit your suggestions via this form or post them on our dedicated Forum board where you can see and upvote other users' questions. Please note that the Forum's rules on avoiding general political discussion still apply across all boards.

2022 Mortgage-Free Wannabes

Options
12467…99

Comments

  • smetf
    smetf Posts: 272 Forumite
    Name Dropper First Post Photogenic First Anniversary
    Options
    Hi @julicorn

    I'd like to take part this year for the first time. Will set a 4k overpayment target which might be a bit of a stretch but would see us well into a mortgage beginning with an 8 :smile:

    Many thanks
    Emergency fund 10k Holiday/ home fund 5k
      Mortgage £61774.65
  • Shal1160
    Shal1160 Posts: 42 Forumite
    Name Dropper First Anniversary First Post
    Options
    Hi Juliecorn
    I'd love to take part again this year, was previously #44 but happy to have a different number if easier. My target for 2022 is £1000 overpayment as lots of changes expected to come. Many thanks for doing this again :smile:
    Mortgage start: Sept 2018 £140,000 (30 years)
    Sept 2020: £129,131 Sept 2021: £121,000 (remortgaged for 22 years) Sept 2022: £111,009 Sept 2023: £101,700
    Current: £98,340 (Mar 24)
    MFW 2024 #29
    Just keep swimming
  • jennystarpepper
    jennystarpepper Posts: 696 Forumite
    First Anniversary First Post Name Dropper
    Options
    Many thanks for running this year and for next year juliecorn, it has been an amazing help for my MFW dreams. 

    Same number (16) please, an same target £3000.  

    Good luck for 2022 everyone.
    MFW -  01 10 21. £63761 01.10.22 £50962 01.10.23 £39979

  • newgirly
    newgirly Posts: 8,980 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 7 December 2021 at 4:25PM
    Options
    Hi julicorn, thanks very much for running this again 😬 

    I’d like to join again please and this year’s target is £13,000 many thanks newgirly. 
    2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.12
  • Hetta
    Hetta Posts: 17 Forumite
    First Anniversary First Post Name Dropper
    Options
    Hi @julicorn,

    Thank you so much for running this year on year. 

    I’d like to join again after having a break last year. My target for 2022 is £15,000. 

    Thank you. 😊
    MFW 2022 #38 - £1389.05 / £15000
    MFit-T6 #18 
    Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
    Goal: Mortgage free in 15 years – 2035
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    First Anniversary First Post
    Options
    Hi julicorn. Could I please go for a target of £3500 and would like my previous number of 72. I will try to update on a monthly basis. Thanks
  • pinknsparkly
    pinknsparkly Posts: 542 Forumite
    First Anniversary First Post Name Dropper
    Options
    Hi Julicorn!

    Please can I join again with the same number (99) and same total (£4200).

    Thanks so much!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • julicorn
    julicorn Posts: 2,286 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    Qtipps44 said:
    Hi I was #61 last year and happy to keep it or move. My target next year will be £2000. Which with everything we’ve been through this year will be a miracle. Wish us luck.

    thanks again
    Welcome back! I've moved you up to #33.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,286 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    Sistergold said:
    Hello @julicorn
    Being on here has kept me focused so I would like to join again please. My target is £11k.
    If possible please move me to a lower number if not my old number 47 is fine
    thanks for running this again
    Thanks for coming along again :) Got you at #34 for 2022. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,286 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Options
    smetf said:
    Hi @julicorn

    I'd like to take part this year for the first time. Will set a 4k overpayment target which might be a bit of a stretch but would see us well into a mortgage beginning with an 8 :smile:

    Many thanks
    Welcome on board! You've got #35.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 8 Election 2024: The MSE Leaders' Debate
  • 343.9K Banking & Borrowing
  • 250.3K Reduce Debt & Boost Income
  • 450K Spending & Discounts
  • 236K Work, Benefits & Business
  • 609.2K Mortgages, Homes & Bills
  • 173.4K Life & Family
  • 248.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards