2022 Mortgage-Free Wannabes

1246799

Comments

  • smetf
    smetf Posts: 264 Forumite
    Name Dropper First Post Photogenic First Anniversary
    Hi @julicorn

    I'd like to take part this year for the first time. Will set a 4k overpayment target which might be a bit of a stretch but would see us well into a mortgage beginning with an 8 :smile:

    Many thanks
    Emergency fund 10k Holiday/ home fund 5k
      Mortgage £63666.87
  • Shal1160
    Shal1160 Posts: 41 Forumite
    Name Dropper First Anniversary First Post
    Hi Juliecorn
    I'd love to take part again this year, was previously #44 but happy to have a different number if easier. My target for 2022 is £1000 overpayment as lots of changes expected to come. Many thanks for doing this again :smile:
    Mortgage start: Sept 2018 £140,000 (30 years)
    Sept 2020: £129,131 Sept 2021: £121,000 (remortgaged for 22 years) Sept 2022: £111,009 Sept 2023: £101,700
    Current: £96,700 (Mar 24)
    MFW 2024 #29
    Just keep swimming
  • Many thanks for running this year and for next year juliecorn, it has been an amazing help for my MFW dreams. 

    Same number (16) please, an same target £3000.  

    Good luck for 2022 everyone.
    MFW -  01 10 21. £63761 01.10.22 £50962 01.10.23 £39979

  • newgirly
    newgirly Posts: 8,932 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 7 December 2021 at 4:25PM
    Hi julicorn, thanks very much for running this again 😬 

    I’d like to join again please and this year’s target is £13,000 many thanks newgirly. 
    2022 MFW 67 - 33 month challenge to clear mortgage, month 17 completed and and extra 2 knocked off 🙂MFI3 No.12
  • Hetta
    Hetta Posts: 17 Forumite
    First Anniversary First Post Name Dropper
    Hi @julicorn,

    Thank you so much for running this year on year. 

    I’d like to join again after having a break last year. My target for 2022 is £15,000. 

    Thank you. 😊
    MFW 2022 #38 - £1389.05 / £15000
    MFit-T6 #18 
    Mortgage (30yrs): Feb 2019: £280k, May 2020: £267k, Jan 2022: £311k
    Goal: Mortgage free in 15 years – 2035
  • Hi julicorn. Could I please go for a target of £3500 and would like my previous number of 72. I will try to update on a monthly basis. Thanks
  • Hi Julicorn!

    Please can I join again with the same number (99) and same total (£4200).

    Thanks so much!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • julicorn
    julicorn Posts: 2,281 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Qtipps44 said:
    Hi I was #61 last year and happy to keep it or move. My target next year will be £2000. Which with everything we’ve been through this year will be a miracle. Wish us luck.

    thanks again
    Welcome back! I've moved you up to #33.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,281 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Hello @julicorn
    Being on here has kept me focused so I would like to join again please. My target is £11k.
    If possible please move me to a lower number if not my old number 47 is fine
    thanks for running this again
    Thanks for coming along again :) Got you at #34 for 2022. 
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • julicorn
    julicorn Posts: 2,281 Forumite
    First Anniversary Name Dropper Photogenic First Post
    smetf said:
    Hi @julicorn

    I'd like to take part this year for the first time. Will set a 4k overpayment target which might be a bit of a stretch but would see us well into a mortgage beginning with an 8 :smile:

    Many thanks
    Welcome on board! You've got #35.
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
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